Ok 30 days had passed and I had to stay with what I had. I learned that the contracts expired in two years. I stayed with it to clear the early withdrawal fees. Lowe and behold, at the end of the contract, I was automaticly renewed through a bank draft for another two years.I still had to pay for all the penalty charges and fees when I ended the program. Somehow that wasnot mentionedin the initial presentation.

Overall, my experience level with ACN is very negative and hope this is avoided by others taken in by their presentation.