Consumer reviews and reports on scam companies, bad products and services
American Web Loan Took out a $400.00 loan, have paid $1200.00 and then was called at 7:15am by company claiming that I have NOT paid anything on the
5th of Oct, 2011 by User353070
On May 9, 2011 I obtained a loan of $400.00 from American Web Loan. From the paperwork that I received in an email I was advised that a payment of $120.00 would be taken on each one of my paychecks to repay the loan. Little did I realize that this payment was NOT going to be lowering my loan amount. On September 19, 2011 I had to close my checking account. After adding up all the payments that American Web loan had taken, I realized I had paid them $1200.00. At that time I tried calling this company but was not able to get thru to anyone. On October 6, 2011, I received a call at 7:15am waking me to find I was being called by a woman who said she was calling regarding this loan. She said there had only been 6 payments of $120.00 each, I disagreed with her and advised there had been 10 payments for a total of $1200.00. She said then that it didn't matter how many payments had been made because none of them went toward my loan amount and now I currently owed $640.00, adding that $20.00 was added due to my bank account being closed. I tried to explain to her that after paying $1200.00 I felt this was a satisfied payment on this loan and would not be making any further payments. At that time she informed me that I would be facing a garnishment and the conversation ended. I feel that I have more that satisfied this loan at at least 300% the amount of the origianal loan amount, and am upset at being called so early in the morning regarding this matter.
Comments
4233 days ago by Funkka
Im in the same boat and im not going to pay another dime to this company.
4233 days ago by Funkka
I have been making paymenrs on a 700 loan fir over 10 mos now. 210 BIWEEKLY. im not making any.ore payme ts and am going to close my bank acct.

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