When you email them they respond to you very quickly and if you call them somone named Andy or Andrew or Adam will call you back and talk to you for almost an hour telling you how great the program is. They even tell you they don't need any money upfront just for you to email them the application and they can get started.

After emailing them the application then they ask you to wire them a deposit and they can get your CPN and new credit card to you in a about a week or so, well after a week went by I emailed them because they stopped returning my calls and asked them what the status was.

After a few days you get an email telling you that they now have a new policy and that they must receive the rest of the money which in my case would have been another 250.00 dollars! before they can issue the card. When I told them it sounded like a scam they just apologize and tell you it's a "new" policy!

After repeated calls and emails asking for a refund of my deposit I have gotten nowhere. Do not give any money to these scam artists! The money had to be wired to a guy named Martin Pelmore in Henderson NV. Got a lot of emails from some lady named "Mary" too. Do not trust or send any money to CFC INC in Santa Monica CA! Complete waste of time and hard earned money!