Consumer reviews and reports on scam companies, bad products and services
Commonwealth Credit Consulting & Restoration Mike Collins Frisco, Texas
19th of Oct, 2011 by User599026
DO NOT DO BUSINESS WITH COMMONWEALTH CREDIT REPAIR IN FRISCO, TX. You have been warned. Credit repair companies already have a bad reputation for not following through with there services, however this company is hands down the worst company, not just credit company but there business practice is terrible. The goal is to try and get you to sign a 6 month contract in which I clearly crossed through and sent back to them explainig I was not going to commit to a six month contract. I also e-mailed this company letting them know I was not going to do business with them if there was a six month contract involved. They e-mailed back with an addendum stating that I could get out before six months. I never signed this addendum either. I gave them everyting needed to dispute some medical collections and after a few months I did not hear from anybody and recieved nothing in the mail in which they explained I would be recieving. The exact reason why I did not want to commit to a six month contract. I had only spent maybe $230.00 but I was certainly not going to continue to pay for anything if they could not produce something that showed me they were actually working on my issues. Which they could not. The owner MIKE COLLINS then sends me threating e-mails (great businessman by the way. Heavy sarcasim) about how he is going to send this to collections if I don't pay for the six months. I asked for proof that I signed a six month contract, he could not provide one. I do have a copy that I sent back to them before starting. Again the six month piece of the contract was crossed out and initaled by me. I also have an e-mail letting them know I did not want to do business if it was to be for six months. Clearly showing them I was not interested in a six month contract. I don't know how much more proof he needs. A week goes by and I recieve a letter form a collection company in the amount fo $2736.00 (another terrible company Pro Collect). If I had agreed to a 6 month contract then I would be on the hook for $395.00 ($79.00 per month) plus I paid one month. Apparently you can file these collections against anybody with no reason behind it or an actual invoice coupled with a contract showing me in breech of contract. He has nothing. Not to worry though, I have a very powerful consumer attorney in the family that will be taking this on for me. We as consumers do have rights, and unfortunatly Commonwealth Credit Repair is on the wrong end of this deal with not a leg to stand on. The owner MIKE COLLINS doesn't know when he is in the wrong and when he doesn't have a ligitimate reason for collection. DO NOT USE THIS COMPANY!!! YOU WILL BE SCAMMED!!!
Comments
4558 days ago by Happyfeet
Mike Collins is a crook play and simple
4255 days ago by User82912
Its very interesting that the same people that don't pay their creditors in the first place, then come to a credit firm expecting them to just wipe their slate clean so they can continue to live the way they have and then...actually get mad when they don't pay the credit firm that they hired to help them and the credit firm is forced to do what every one of their creditors has had to do which is send them to collections.

Some deadbeats just never care to do the right thing and actually learn to adjust their lifestyle and change their spending and payment habits to do what it takes to get and maintain a better credit rating.

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