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| florida dept of education, florida dept edu po box 277412 atlanta georgia 30384 student loan ripoffs tallahassee, Florida |
| 1st of Jan, 2012 by User880471 |
ok i was in default on my student loans from one federal student loan company (fannie may)
i had set up a deferment with them and later a foreberence as i was not working. one after noon i recieve a phone call from a guy telling me he can help me with my current student loan situation and can reduce the amount of money i am paying. i explained to him i was in foreberence and was not able to make my payments he said no problem i will check with my supervisors ans find out if we can do something for you anyway andwhat would be a good time to call me later. i said i am not working and am home recovering from a motorcycle accident. he said oh so any time after 12 should be fine right i said i guess. he then called me like twn or twelve more times over the next 3 months. finaly i said how can you lower my payments when i am not able to make payments and have just filed a new foreberence. he said we will take over your loan and payments can be differed and it will cost you less money overall. so i asked him to explain. he said let me put my manager on the phone i said ok sure. he then put someone else on phone. after talking with him and doing a few calculator additions i figured out the pay back was going to twice as much as the original loans pay back i said no way and hung up phone. about two weeks later i recieved a statement from florida dept of edu that they just purchaced my loan and wanted 1st payment. i called the number that was provided on letter and was told it was set up by my request and i had to make my payments. when i told the lady i was unable to work and was allready in foreberance she said to bad you should have not taken this loan then and hung up. i called back again got someoneelse and was told i could not file anything yet as loan was too new ok. a few years went by and now loan was sent to a collection agency called dcs whome sent me letters and stuff another yea and a half went by and some one from a company called allied interstate called me and instead of threatining me they tried to work with me. i was making payments of 50 dollars for about 8 months. one day i get a new letter from a company called edfinancial who just bought my loan and now want payments of 94 thouasnd dollars for repayment this does not seem fair to me. i would be happy to repay my original loan but i do not feel it should cost me 4 times as much and i dont think these companys should resell my loan with out my approval. if anyone has any suggestion or help i would apprediate it i just dont know what to do. its verry frustrating |
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