I reaffirmed my agreement with GMAC Mortgage and agreed to honor my end of the reaffirmation. GMAC Mortgage is not, has not, and will not honor their end. They froze the available equity Forever and are hiding behind "The Truth in Lending Act/ Regulation Z, what this does is allow companies like GMAC to scam consumers!! and this is all perfectly legal, thank the Federal Reserve for that one folks.

I am now obligated to pay the balance of over $8,000 dollars without EVER accessing funds. I have to "give" them these monies, just GIVE! I have written every single person in power that i can think to contact and they all pass the buck. The lawyer I hired was not at all helpful and certainly not educated regarding this law. when I started calling about the "why" she stopped replying...to bad for me, she got her money.

I am having dreams about picketing in front of the White House to bring attention to these unethical, and immoral business practices. I have tried getting GMAC to work with me, but why would they, it's free money!! I want to start a petition but I don't know how to go about that. I cannot believe that I am the only person in the US who is going through this. I will continue the fight.

Beware of this company they are crooked and do not care about their customers, the ones who never signed a loan agreement to begin with but rather the loan has been sold, again and again without the home owners input, knowledge or feedback. I am begging people to reach out, strength in numbers, if we don't Act then nothing will change and hard working Americans who want to keep their homes or equity are being robbed!!