Homewood Mortgage |
Homewood Mortgage LLC Kim Whitworth My wife and I completed a refinance through Homewood Mortgage LLC on 2/26/2008. Our Loan Officer Kim Whitworth as |
16th of Aug, 2011 by User321591 |
My wife and I completed a refinance through Homewood Mortgage LLC on 2/26/2008. Our Loan Officer Kim Whitworth assured us that we where getting the best deal that we could and that our rate would be in the 5% range. When we got to closing we where rushed through the process and ended up just signing everything on trust of our loan officer Kim Whitworth looking after us to give us the best deal possible. Circumstances have brought the loan documents to my attention and I am appalled bye what I have found out. Our interest rate is 6.5%, not beacuse that was the rate at the time, but because Kim Whitworth wanted to make 1.891% premium on the back end of our loan bye giving us a higher interst rate. The rate at the time of our lock date was 5.25%, but instead of giving us something close to that to make our payments managebale Kim Whitworth decided to give us the highest rate possible in order for her to make an addtional $4,166.59 at closing. What's really alarming about this is we where also charged a 1% origination fee, a $500 broker fee, a credit reoport fee of $286, and a processing and underwriting fee of $1,050. I find this criminal in nature and would advise anybody that is looking to do a mortgage to stay very clear of this company.
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Kim is no longer with Homewood Mortgage. |
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This complaint is totally bogus. The borrower was given a Good Faith Estimate at 6.875% and closed at 6.5%. the last i checked, 6.5 is a better rate than 6.875%. this website is a joke and holds absolutely no merit. |
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I have dealt with Ms. Whitworth 2 times in the past and found she was very upfront with all the costs. You should have received a good faith estimate, with all the rates and totals. Did you sign that estimate? If you did, you were forewarned. I get everything in writing; do you have the original documents?
I am curious as what are the circumstances that caused you to post about a financial transaction 3 years later.
On side note, I suggest you use a spell checker. |
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