This man called demanding a settlement of $500+ from my Mother on a supposed $2200+ credit card bill. She informed him the bill was not hers and she was not paying it. He proceeded to bully her. She then asked him to send her a letter showing details of the (so-called) debt. He became angry and told her that "If I have to send you a letter you'll have to pay the full $2200+!!!" I immediately knew something was not right and researched this company.