National Juris Solutions promised me a loan modification for my mortgage Cupertino, California

23rd of Nov, 2011 by User773584

i called a phone number advertised on tv which showed a company that would get me a loan modification instead of going into foreclosure. when i called, i had an interview with a man that said i was pre-approved for a loan modification that would 1)add the past due balance of my mortgage to the back of my loan, 2)lower my interest rate and 3)would lengthen my loan from a 15 year to a 20 year loan making the monthly payment more affordable. I sent them $1500 initially and then two more payments of $750 for a total of $3000. I have a large personal file with them with all correspondence back and forth printed and retained. Back on January of 2011, I was asking for answers for the loan modification I had applied for and was told that everything was being reviewed. I also received a letter dated 1-10-2011 stating that I may have received upsetting information from a disgruntled employee of their's, but not to worry. That probably should have been my first clue that something was amiss with this company. It is now November, 2011 - not only do I not have a loan modification, i have received more foreclosure notice from the bank and any emails i try to send to njs is instantly returned as an unidentifable account. I have a signed letter from a Bill Bailey, signed as owner, stating their good positive faith in all that they promised. I have sent them all documentation they have asked for on a monthly basis and now i have no answers and am in bigger trouble with my mortgage. how can i get my money back and how can i make them accountable for this fraudulent act? please answer and give me a positive direction to pursue! thank you

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