She has violated RESPA numerous times. She never disclosed the new GFE to borrowers on their mortgages and collected funds for her services outside of the closing. She used the modification funds to pay her personal bills when it was to be set aside in an escrow account until the modifications were completed.

I left at the end of July after working thru unbearable conditions because she could not afford to turn on the ac. She expected me to continue to work for free and to have a blind eye to her indescretionsand I refused. I finally saw her for who she is. I advised all modification clients of my departure and they began to call Michelle for refunds on their modifications but she would not return their calls. She spent the money , there were no funds available for refunds. I took on the modification files after returning the originals back to Safe Harbor. We had to start from scratch but Icould not allow all these families to lose their home because of her. I am closing out the files and saving homes at no charge.

She is a caniving woman and blames her financial problems on everyone but herself. Time to stand up and be accountable Michelle you are a crook and should have your license revoked.