southern united financial

Southern United Financial www.southernunited.net, RUDE, VAULGER LANGUAGE, PAY BEFOR YOU GET YOUR LOAN SCAM, ADVANCED BROKER FEE SCAM Jacksonville,

27th of Jun, 2011 by User345253

Southern United Financial rep had gotten up set with me for doing some home work. I did not get the loan due to looking into this company. I found nothing so i called the rep to ask him info about his company he began to curse @ me. This company is not licensed in the state of Florida and is known as a Advanced Fee Broker. Also not listed in any other form other then their web address. I can only find them online through super pages.com. Florida Office of Financial Regulation has no record of this company either. Don't Get scammed ! The scenario is all too common: a consumer receives a call or e-mail or sees an advertisement for a pre-approved loan or credit card and calls to receive an application. The company says yes, they can offer you a loan regardless of you rcredit history, if you pay an up-front "insurance," "security," or "processing," fee in advance. Too often, those with bad credit - who can least afford it - end up losing their up-front fee and never hear from the company again. According to the Telemarketing Sales Rule, if someone guarantees or suggests that there is a strong chance they can get or arrange a loan or other form of credit for you, it's against the law to ask you to pay - or accept payment - for their services until you get your loan or
credit. The Better Business Bureau, along with the Federal Trade Commission, offers the following points to keep in mind before you
respond to ads that promise easy credit regardless of your credit history: * Legitimate lenders never "guarantee" or say that you are likely to get a loan or a credit card before you apply, especially if you have bad credit, no credit, or a bankruptcy. * If you apply for a real estate loan, it is accepted and common practice for lenders to request payment for a credit
report or appraisal. However, legitimate lenders never ask you to pay for processing your application. * Never give your credit card account number, bank account information, or Social Security number over the telephone or
Internet unless you are familiar with the company and know hy the information is necessary. * If you don't have the offer in hand - or confirmed in writing - and you are asked to pay, don't do it. It's fraud
and it's against the law. If you think you've been a victim of an advance fee loan, contact your Better Business Bureau
(http://www.bbb.org), or your local consumer protection agency, or state Attorney General. THANK YOU

Track this Report 1 Comment | Post a Comment

Comments

4648 days ago by MWrrt

WARNING to CONSUMERSS:
I believe that I am a victim of a scam with this company, Southern United Financial, located in Jacksonville, Fla. I received a call from the loan rep and he told me that I pre-qualify for a loan. If I wished to received this loan, they requested a collateral payment of up to six-months which will be applied to loan payments. So they faxed forms to me to fill out and I sent it back, Once received, they requested payment be wired to the loan rep. But get this, payment was sent to someone in Barcelona, Spain. At first, I inquired about who this person was and the rep said it was a lender. I had reservation about this at first, but stupidly sent it anyway. Then once they received the payment, I was told that money would be deposited into my account the next day. So I het a phone call the following day, and supposedly it was some manager who stated that after further review of my credit they would need another collateral payment. This is when I drew the line; I said that no I will not send another payment and demanded that my previous payment be refunded back to me immediately. He stated that they will refund the money back July 29. Well, I tried calling them a week before just to make sure that they were on the up and up; all you get is a customer service message and the extension of the loan rep. is no longer active. I have since then tried numerous times to contact these people but wwas unsuccessful. So I chalked this up as a lesson learned and I hope that those people involved would one day get their just reward and choke on the money they received because in the end you will have lost out, literally.