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Toyota Financial Services Requiring me to continue with my payments even after the car is paid off Internet, Nationwide
12th of Oct, 2011 by User295223
I bought a Toyota Corolla and signed an agreement for 60 months. the monthly payments were $ 407,- After making an additional payment of almost $ 900,- they would not change the maturity date, the number of payments left or the payment amount. When I called them the answer was: It is in the contract and can not be changed. I have never seen anything like that with any other Bank or finance company. Usually, when there is an additional payment, it is reflected on the statements and the next payment due is deferred or they change the maturity date or monthly payments. TFS almost acts like the additional payment does not change anything. They apply it towards the principal but they won't change the maturity date or anything else like the monthly payments. They say that they can't change anything but why are other Auto Loan companies able to do it. To me it does not make sense that an additional 2 monthly payments don't have any effect on the maturity date or the amount of the monthly payments.

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