Consumer reviews and reports on scam companies, bad products and services
U.S. Recovery Services
U.S. Recovery Services LLC Continued violations of FDCPA Fort Collins, Colorado
16th of Nov, 2010 by User622672
I was stupid enough to go through a payday loan company during an emergency. I was then unable to pay immediately so I sent a payment of $50.00 to the original creditor.


While attempting to perform a business transaction, I found out that the payday loan company had sent my account to US Recovery Services of Fort Collins, CO. I contacted their office and was informed by the representative that payments would be fine.


After sending $115.00 total on the account and doing some research, I found that the company was in violation of the Fair Debt Collection Practices Act. I wrote a letter to them with my concerns. A week later I sent them another payment on the account. This last payment was returned to me with a note that stated "No Thanks".


I continued to send them payments and they continued to retaliate against me and return my money orders. I finally sent them the four returned money orders along with a new one for the balance of the account.


If anyone does business with this company beware. They harass and retaliate against you if you question any of their actions.


I am now dealing with ACA International of Minnesota, who is trying to straighten this matter out. They first response, after an Ethics Committee meeting, is a simple slap on the hands of the company. I will be asking for reconsideration with the Executive Committee and if I don't receive any satisfaction there, I will take it to the State of Colorado Attorney General's office and the Feds.


Everyone else is expected to follow the laws, why not this company!

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