Consumer reviews and reports on scam companies, bad products and services
UNITED STATES MERCHANT
UNITED STATES MERCHANT SERVICES 1ST AMERICAN LEASING CREDIT CARD EQUIPTMENT LEASING SCAM HACKENSACK, Internet
16th of Mar, 2011 by User714372
I signed up with United States Merchant Services via Joseph Wilk
December 17 2010 for 1 credit card machine leased from 1st American Leasing. Do not believe anything this guy says. He is the ultimate salesman and scam artist.
The short story is I am stuck paying $5000 over 48 months for a processing machine worth about $600. And they don't warranty it. I was promised a lot and trusted him and got screwed.
1st American Leasing must be in cahoots. Shortly after I signed they sent a form letter stating please remember that any verbal promises of the vendor or its agents are not part of this agreement, also the last line states 1st american Leasing will assume that your silence in response to this letter is your acknowledgment and acceptance of this agreement. It should have said this on the document / lease agreement that I signed not after the fact.
Who reads form letters? I do now.
It seems that 1st American Leasing sends Joseph Wilk a check for $3000 for everyone he signs up. They will do nothing for me. The both should be jailed for using American in there names.
Comments
4633 days ago by Anonymous
Same exact thing happened to me unfortunately.
4628 days ago by Mnmark5
we got the same problems, complete scam report to attorney general of new jersey
4607 days ago by Cbst487
I had the same problem . I am trying to fight back though. I was told after speaking to an attorney and other people in the industry that these guys have a track record of ripping people off. Unfdortunately not enough people actually try to fight back. I plan on doing so, so if anyone has information regarding their story please share it with me as it will only help support there record of deceipt or at least file with the attorney general so it is on record.
4600 days ago by Rippedoff59
I have an ATM machine through Rhino Systems here in Pittsburgh. Their rep took it out when I filed a law suit against him, but he didn't transfer it. So now 1st American Leasing still wants their money from me, but I don't have the machine anymore.
4600 days ago by Stressed
I am also a victim and I am fighting back Post again with your contact info and I wil share my story with you
4595 days ago by Lkc814
My business was also scammed, and I know of three other businesses that were too. My situation is slightly different... After I informed Mr. Wilk I did not want to do business with him, he came by on a slow afternoon while I was away on business, gave a slick speech to an employee and took it upon himself to install the credit card machine.. Myself and the other businesses are activally pursuing this legally. This scam goes deep... as there is no doubt that 1st American leasing/and other companies are profiting from this fraud. post your contact info and i will share more with you and anyone else who wants to fight back. please take the time to report it to attorney general.
4595 days ago by Advantage
Mr. Wilk is a great scammer, he is so pleasant when he makes promises that he never delivers, makes claims that he will save you money on your rates and fees when his rates are the same or higher. Please read the fine print on the equipment you are leasing from him he would be robbing you blind. By the time you figure that out. Here is what you will find; he is leasing you credit card equipment that cost new $300 for approximately $4, 800 over the contract life. And if you sign up for his check merchant service you will pay approximately $5, 500 for a machine that costs $350 new. He promised that if you do not like his equipment or service he would take them back and the lease would be terminated as soon as you call him. The problem is that he never returns calls or come in to resolve any problems, he will stop taking your calls and you will be stock with bad service and approximately $10, 000 lease. Lookup his Better Business Bureau grades that I neglected to search before using his service. By the way he goes under several company names:
1. United States merchant services.
2. USA services worldwide
3. USA Worldwide services
4. USA Svc Worldwide and maybe more that I did not find yet.


Please file complaints with the better business against both companies.

Here are some links to sites that will show how devious this guy is with his partners 1st American leasing.

From www.ripoffreport.com Please click here and click here

Better Business bureau complaints for United States merchant services click here
Better Business bureau complaints for USA Worldwide Services click here
And from www.scaminformer.com click here
Another site dedicated to Joseph Wilk and 1st American leasing scams Click here

Now for 1st American leasing the man in charge is Steve
And here are the links that show that he is an accomplice in the scam.
First the link from the BBB Click here

And from www.ripoffreport.com Click here

Please file complaints with the better business against both companies.
4577 days ago by Advantage
New information for every one. Mr. Joseph Wilk has started a new Business using a new name "Power payment Systems" his new email address is [email protected] and his old email address that he has not changed yet is [email protected]. Please spred the work on this con artist. His mailing addreses are:
1. Joseph Wilk
501 tower drive
edgewater, New Jersey 07020
United States

2. Joseph Wilk
100 Winston Dr. Suite 2L North
Cliffside Park, NJ 07010
4564 days ago by SCMT
Thank you for the new information on Power Payment systems. I am actively involved in legal matters against Joe Wilk and will be happy to share details of my case with all who have done business with him. I would like to find out what company he is setting up leases through and encourage them to do a background check on Joe Wilk. BTW in the course fo research Joe has a stack of judgements against him in Bergen County NJ. This is free and public info I encourage anyone to access it
4564 days ago by SCMT
Thank you for the new information on Power Payment systems. I am actively involved in legal matters against Joe Wilk and will be happy to share details of my case with all who have done business with him. I would like to find out what company he is setting up leases through and encourage them to do a background check on Joe Wilk. BTW in the course fo research Joe has a stack of judgements against him in Bergen County NJ. This is free and public info I encourage anyone to access it
4563 days ago by Advantage
Hi everyone, I am also in the process of legal action against Joe Wilk and 1st American Leasing. If anyone has served 1st American Leasing with a written notice that Joe Wilk is a con. Please contact me via email at [email protected] I would like to get a copy of that notice and when it was sent to 1st American Leasing. I need to prove that 1st American Leasing new about Joe Wilk before March of 2011. THanks for your help and I will also provide any documents that will help anyone going after Joe Wilk or/And 1st American Leasing.
4515 days ago by Advantage
Hi everyone again. Has anyone went to court yet against 1st American Leasing or Joeseph Wilk? If so please let me know what the result was with details. All information I collect will be available to anyone that is in need of it to fight back. Please help. Thanks
4513 days ago by Saynotojoe
Same here we got nailed. How this man sleeps at night is beyond me. The processing company dumped him too come to find out. Filed with the Attorney General's office in Nj. Waiting to hear back.
4509 days ago by Advantage
Thanks Saynotojoe, please post what the Attorney General office's response. So it can help everyone decide their next move. Thanks again for sharing.
4497 days ago by Advantage
Hi everyone. Latest news about the con man Joseph Wilk. He started his own leasing company. Google this title "United States Merchant Services Joseph Wilk Merges Equipment Leasing USA Joe Wilk". Also he has a youtube account "Joseph Wilk United States Merchant Services Equipment Leasing" can you believe that he is still using 1st American Leasing. 1st American Leasing continues to use Mr. Wilk knowing that he is con man.
4494 days ago by Saynotojoe
Attorney General has not gotten back yet, but for some reason now the processing company keeps calling to try and resolve our complaint, so I am assuming that they are moving forward! I made sure I put them all in the file I sent to the Attorney General's office. I also made mention of all this at a local business meeting, so that others that were taken avantage of amy follow suit.
4481 days ago by Saynotojoe
Also sent a copy to the FBI White collar crimes unit, NY Attorney general and Bergen County Prosecuters office. He is worth the effort for all agency's to know.
4473 days ago by Mark Nelson
this guy is the worst and his leasing company are just as bad . do your self a favor and google Northern Leasing N.y. N.Y I have filed a compSir/madam

I had a lease up in October 2011, I Notified the company to cancel. I did this May 2010
I was inform to return the equipment to Tasq Technology incorporated

When my actual lease was up in October 2011 I was informed you did not have the equipment 5 credit card machine in total. So I had to buy 5 machines and send them to you again this time I did by Fed-X. I paid northern Leasing over $12000.00 in lease payments. Now your coming to me for another payment because I finally shut the auto withdrawal in 12 /2011,
This is fraud and I am forwarding all documentation
to New Jersey Dept of Banking. I have went above my lease and tried to more then fair.

LEASE # 1596084/1596080A/1596078A/159076A/1596086A
Spoke to: Melina Ferens at Northern Leasing




Mark Nelson
Insurance Agency
218 route 94
Vernon New Jersey 07462
973-209-0909laint with The General Atty's office in New York and New Jersey
4426 days ago by Burntbyjoe
Hi Everyone

Saynotojoe, Almost two months ago you posted that you sent a copy of your case to the FBI, NY attorney general and the Bergen County prosecuter's office. Any news from any???
4425 days ago by Saynotojoe
Yes, I cannot give details at present, but can tell you to file with all three.

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