How they work and how they ID steal your information ? after your read all of this you will figure out .

1- You will be ask for a loan application of your choiceat zd10.com or branches

( all are the same than ZD10 ) and you will do it because you are desperate and silly in the same time .

CHOICES to apply : ( all are the same template form , see it for yourself )

a) low credit score loans.

b) top dollar pay loans.

c) student loans .

d) auto loans.

2- As soon you Filled out the " SECURE LOAN APPLICATION FORM" and press submit" , You will receive an e mail saying congratulations you are approved, but you have to call those LENDER companies if you want to get the money and again you has to fill out more applications TO THOSE LENDERS and because you are excited about it you will ,BUT Wait it a Minute ,These are personal loans approvals , they are not ZD10 LOANS , WHY THEY MAKE YOU TO FILL OUT THE INFO LIKE THEY ARE THEY LENDERS ? and worse they aren't formal loans they are personal loans.

The Catch :

Everybody qualify for a personal bad loan , just go to the internet and search for bad personal loans , what ZD10 do is : they send to you up to five or six lenders that sum up more than $6000.00 In personal loans approval and you are happy about it believing that ZD10 they are the real deal....but ...knock ...knock ...bob !!! wake up !!!

These Loan companies are affiliates companies that ZD10 applied and they received an affiliation id ( see the browser bar to the right and see the id some time they are encrypted , these affiliation companies will pay to ZD10 a % commision if you are approved OR not ,they receive money just to forward the info to their website and receive money anyway , is call Pay per click , pay per lead ,etc

You want a proof (open another tab and go directly yourself to those affiliation name companies ..Bam ! you just found the lender , YOU dont need zd1O and Fill out The application , you can apply yourself ,but be aware of those companies also.

One of this lenders will ask you for up-front fee only to fill out the application and if you aren't approved is not a refund policy ...BE AWARE FOLKS !!!!

3-The ZD10 Agents will ask you For ( if you can understand them, check what I means when you call them at 1 212 931 4774 or when you chat with them ,they will ask you for your phone number to call right back ..and they will transfer the info to a foreign countries and Somebody will call you )

zd10 Information requested :

Social security , DOB , Work , home address , income ,copy of your driver licence utility bills, etc.

4- ZD10 Agents Will force YOU to go here : www.gofreecredit.com ( Which is an affiliation company and ZD10 make a commision , also www.gofreecredit.com will charge your credit card for a trial service and if you forget to cancel you will be charge a monthly fee )

5-ZD10 Agentes Will force you to go here also at www.creditscorecomplete.com ( another affiliation company , the same pattern than www.gofreecredit.com)

The catch , now ZD10 has "ALL" your personal information ,credit report and scores lenders informations, phone numbers ,your life ..

IF THEY ARE NOT THE REAL ORIGINATORS LENDERS WHY THEY ASK YOU FOR ALL OF THESE INFORMATION , ZD10 ARE "MAKE MONEY AFFILIATORS" AND THAT IS IT.

THEY ARENT THE LENDERS ORIGINATORS, THEY SHOULD ONLY LINK THE AFFILIATIONS LINKS AND THAT IS IT , BUT NOW THEY HAVE ALL YOU ID INFORMATION AND THEY WILL SELL IT . THEY USE THEIR WEBSITE AS MASK ONLY.

zd10 will tell you to call a phone number with an approval number but folks that # number is always busy or you will receive a message ( full voice mail ) we did the follow up for hours to see what is happening , also the agents that chat are the same they just change their names ....

Remember that they will tell you to go to fill out the credit report and credit score When you chat with them ask if you can send them your current credit report from your own source no from them , they will tell You NO , Why ?....again Why ?

After all of these info that they got from you , try to call them to see if you can get in touch ,they will play you , they will tell you to check your e mail with the lenders informations that approved your loans..

Another funny thing , THE ZD10 TESTIMONIAL BANNERS , you see those pictures in there "these pictures" with the same persons ARE all over the internet with other companies that arent financial services ....

Do your own research and you will find more complaints as matter of fact this company is under investigation right now ...

they are posted also in Craiglist luring poor souls .