Consumer reviews and reports on scam companies, bad products and services
AFLAC Refused to pay cancer benefits 56 days after signing up for policy!!! albany, New York
16th of Jan, 2011 by User133078
On June 6, 2010 I signed an application for an AFLAC policy which would cover a Cancer diagnosis and pay me a $2500.00 benefit as well as incremental benefits directly to me for any treatments or preventative visits.I was told by Steven Lustig that the coverage would begin after 30 days from the date of the application. This could add up to a sizeable amount of money.

On July 2, 2010 AFLAC began taking its premiums out of my paychecks. Unfortunately, on July 26, 2010 I was diagnosed with stage IV tongue cancer. I was afraid for my life and also for my kids being supported. I was very concerned but was even more disturbed when I was informed that even though it was 56 days after signing the application (with 30 waiting period) AFLAC refused to pay my benefits which I needed to pay my car insurance and expenses to get back and forth to the treatments.

Subsequently, my car insurance was cancelled and I had to take the car off the road and take cabs, bus and family had to drive me to 35 radiation and 2 chemo treatments. That was even more demoralizing and depressing. I would like to sue these people for discriminating against me for being a Cancer patient. I truly feel that they were betting that I wouldn't survive long enough to fight the denial of benefits.

Please advise me if you can help me as I am seeking the assistance of yourself and the New York State Insurance Board. Thank you in advance for your attention.


Michael S. Wilson

Cc; NYS Insurance Board

Harry Thomasson ESQ.

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