Consumer reviews and reports on scam companies, bad products and services
AIMLOAN.COM -Discrimatory lending practices and violation of Fannie Mae guidelines. Costing me lot in damages. san diego, California
6th of Dec, 2010 by User158548
I locked a great rate/terms and had loan approved for my primary residential home. My loan should have been ez, great documented income, credit history, low loan to value etc. And I immediately supplied all documentation. I was relieved to lock because afterward rates and points increased, the same note now would cost me 13K in closing. However, after a month, just prior to supposedly closing, AIMLOAN "underwriting" decided not to continue the loan on an absurd basis that because I have been growing avocado trees at home (never got or sold any fruit) that they were not going thru with loan because I don't meet fannie mae guidelines because I have "commercial property". This is crazy, what really happened is that because I timed my lock so well, AIMLOAN wouldn't make much from it and discriminatory trumped up some false guidelines.
I checked and yes they ARE wrong... and the property has been a fannie mae packed in the past. Do not deal with this company, I would like to pursue civil action for the fees they lured me into addition to the 13K extra I will have to spend for a similar rate/terms now 5 weeks latter. 5 weeks ago I could have gotten same rate from local companies, but not so now due to AIM's delay.
3762 days ago by AimLoan
Dear User,

We're sorry to hear this. Is there any way we can help with this? If you would allow us, please DM us your loan number on Twitter directly - or - submit a high priority ticket at our corporate site here. We'll be sure to look into this matter for you.

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