Consumer reviews and reports on scam companies, bad products and services
Asset Acceptance Forced into unwanted bankruptcy by Asset Acceptance. Warren, Michigan
18th of Oct, 2011 by User240858
When will this company finally get THEIR "judgment with interest"?? They continue to file lawsuits on people who are willing to pay. They do this by demanding a ridiculously high payment that they already know you can't afford and then when you can't meet the impossible demand they file a lawsuit. Whatever you do, don't tell them you are trying to be "fair and equal" to all your creditors! They will then file for a judgement so they can get an unfair ADVANTAGE over your other creditors. And the courts continue to let them get away with this with lying affidavits and no documentation. Then after you get served with papers they call to record your angry reaction while they act calm and polite, knowing it's being recorded. Question for everyone: Why the heck are they calling about a payment plan AFTER THEY HAVE ALREADY FILED A LAWSUIT? It's too late for that. Filing a lawsuit will not magically increase the amount you are able to pay them. They don't want a payment, they want all your assets, bank accounts,etc. THEN they will "accept a payment" after the damage is done and they have ruined your life. I was willing to pay them an amount equal to what I was paying the creditor to whom I owe the most money (even though AA never loaned me any $ or in any way benefitted the original creditor who did.) I can't even begin to express the intense hatred I feel for this company. I just can't talk to them (which of course works in their favor because it makes me look "uncooperative".) My lawsuit just appeared in the newspaper and the court even embellished it by adding (after the other info) "..for failure to make payments". (Well they "couldn't accept" my payment because it wasn't large enough to satisfy their greed.) I now will have to file bankruptcy just to make sure my other creditors will be treated fairly. It is not fair for the creditors who loaned me money to get nothing because AA, (the one who did nothing for anybody) gets all the rights. The others get punished for being fair and accepting an affordable payment. AA acts like it's no big deal when they publicly embarrass someone and ruin their life, it's "just business". Their karma is long overdue. It's all about making an easy buck by taking advantage of the misfortunes of others. They need consequences. They prey on people who they know can't afford an attorney and have no legal expertise. Most likely they wear people out with discovery and interrogatories and run up big attorney fees for themselves that the debtor has to pay even though they can't even afford an attorney for themselves. They even claim to be performing a "valuable service" (I guess their "valuable service" is about causing unnecessary bankruptcies and suicides..)

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