Consumer reviews and reports on scam companies, bad products and services
Bank Of America, JP Morgan Chase, Bear Stearns, Citigroup, Wachovia, Washington Mutual, Wells Fargo Unreasonable interest rate hikes, Unreasonable cr
13th of Oct, 2009 by User793365
After 10 years of no late payments, payoffs, and an overall increase in my FICO scores, JP Morgan Chase slashed my available credit on my credit card account $5000. This caused my FICO score to go from one point under Excellent to Fair.

Also, they raised my interest rate almost 50%. With my credit history I believe my interest rate should have been lowered and not raised. I also believe I should have had an available credit increase, and not decreased by approximately 1/3.

When I contacted customer service, the agent told me I could pay off my credit card, close my account, and do business somewhere else any time I chose. In other words, if you don't like the way we do business, take a hike!

I believe that since my payment history was too good for them to make other outrageous late payment and over the limit fees, that they gave the $5000 credit limit they took from me to someone else that could be victimized by their vicious, ridiculous penalties. They government (we tax payers) help JP Morgan Chase take over, steal, or practically give them WaMU, plus bail out money and they do this.

Is it any wonder that today Bloomberg reports that JP Morgan Chase's profits are up 7 fold?

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