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CitiMortgage Inc
CitiMortgage Inc. BEWARE---CitiMortgage Loan Modification only helps CitiMortgage and not the Consumer Frederick, Maryland
7th of Nov, 2010 by User360467
We applied for a loan modification with CitiMortgage and just received our offer letter. It is a joke and a complete waste of time. Our offer was to drop our annual percentage rate by 1% and to increase our number of monthly payments by almost 200. This would effectively increase our payout to CitiMortgage by $1,200,000.00. This would double our current payout. Nice easy money for CitiMortgage. I am glad to see that this lender is there to help their customers. Fortunately, so is the local loan shark, and they probably offer lower interest rates than CitiMortgage. I am not sure who they thought that they were making this offer to.....but anyone with a calculator can quickly see that this is a really bad idea.

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