Credit One Bank CreditOne, Creditone.com Ripoff, liars, hidden fees, take advantage of people Las Vegas, Nevada

20th of Oct, 2011 by User639323

I turned to this company when trying to rebuild my credit after a bankruptcy. They gave me a small limit which was fine and charged an application fee and have started charging a monthly 'annual' fee. How is a fee that's charged monthly an 'annual' fee? Why would it be different every month? I called to find out and all the information I could get was "This is an annual fee". When I asked why it was charged monthly, I was told "This is an annual fee". I requested they close my account. They stated they did and I hope to never hear of them again.

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Comments

4336 days ago by Judeb54

You obviously DID NOT READ the paperwork closely.It clearly stated that they had like a $72 ANNUAL FEE...but so you dont have to pay that full amount right off the bat..or have that subtracted from your small credit limit, they break that fee into a MONTHLY AMOUNT...but its STILL THE ANNUAL FEE. I believe they also had a one time "setup" fee of $29.Sooo if they gave you a $200 credit limit and then subtracted the $72 ANND the $29..you would only have $99 credit available to you.The way they do it tho'..you have about $170 available to you.You didnt complain back then...did you?? Just because you're too STUPID to understand this..like most people can..that does NOT make them liars or rip-offs.I started out with a $200 credit limit..and now have a $1400 limit.You shoulda kept your whining big mouth shut stupid, because they regularly raise your limit very nicely..as long as you make the small payment on time.I have a huge suspicion that you went out and immediately maxxed the card out..and went over the limit..which is another $35 fee.The fault is YOURS!!! ANNND its no wonder that with your "smarts" you went bankrupt, because you are just a whining crying IDIOT.