Consumer reviews and reports on scam companies, bad products and services
Discover Card
Discover Card credit card fee scam Internet
26th of Dec, 2010 by User888907
I pay off my Discover card every month. In fact, I more than pay it off, because I have an additional automatic payment of $40 that goes to them every month, in order to cover the minimum payment due in case I'm late with my full payment. Then I at least don't get hit with late fees (though I still end up paying interest, but I figure, my bad for being late, I'll pay some interest without complaining, I just don't want to see those OUTRAGEOUS late fees that credit card companies level.). For the past couple of months I've been seeing late fees on my Discover card, even though the $40 payment was there in time. First $19.00 then $35.00, twice. I finally got around to calling to ask what gives. Well, my "minimum payment due" in those months was more than $40, so even though my $40 got there on time, it didn't meet the minimum payment due, so I got charged late fees. $19.00 for the first time and then $35.00 because it happened more than once. So, I asked, why has the minimum payment due gone up from $40? Answer: the minimum payment due is calculated on the total bill. Forty dollars or two percent of the total, whichever is greater. I looked at my bill. Excuse me, I asked, how is my minimum payment due of $62.00 two percent of my total bill of $457?!! Oh, we'll take care of that, she said, hastily. We'll reset your minimum payment to $40, return your interest rate to what it was and refund the late fees.


They just bogusly hiked my minimum payment due -- in violation of their own stated calculations -- so they could charge me late fees and raise my interest.

Post your Comment

Complaint Details


Get new code


 

Recently Updated Reports

1
239 days ago by thestoryofdianegerrish
goldendoodle world - goldendoodle world lake ridge kennels Vulgar,...
I just came across this page a few minutes ago. I am Sandra Johnson and although this page was...
2
464 days ago by freeinfofraud
Bitky.io - Unable to withdraw funds
Bitky be Aware! Unable to withdraw money! Bitky idoes not allow you to withdraw your funds, do...
4
468 days ago by ned l.
Bi Polar Bullies - Bi Polar Bullies Kennel Karen Wolfe BUYERS BEWERE OF THIS...
thank you for bringing this to my attention...my name is Karen Wolfe, i'm the owner of...
7
469 days ago by ned l.
ServiceMagic ServiceMagic scams and cheats contractors...
Jason - I'm sorry to hear about your experiences with your leads recently. The leads that...
     

User Registration

Already a ScamExposure.com member? Log in now.
Username
E-mail address
Password
 
Get new code

User Registration

A confirmation email was sent to "".
To confirm your account, please click the link in the message.

If you don't see the email in your Inbox, please check your Spam box.

User Login

Not a member of ScamExposure.com? Register now.
E-mail address
Password
Forgot your password?
E-mail address
Back
Loading, please wait...
Your password has been sent to the specified email address. Log in