Consumer reviews and reports on scam companies, bad products and services
Diversified Consultants
Diversified Consultants, Inc. DCI Harassment / Threats To Report Debt To Employer Jacksonville, Florida
20th of Dec, 2010 by User703296
I was contacted by DCI after obtaining a debt that went into collection from T-Mobile. Apparently, the account was just purchased by DCI and they did not hesitate to contact me. The account manager handling identified herself as Zakia Smith. She explained the purpose of the call and went over all charges. I interrupted her stating that the balance she was stating was incorrect. I explained that I received a bill (not a final bill from T-Mobile, but from a collection agency for approx. $900).

We disputed the total the next couple of minutes and I noticed that she was being extremely rude to me. So I asked if a copy of my final bill could be issued outlining those charges totaling $1400. She informed she could not provide a copy and asked if I wished to resolve the debt. I told her NO! I must see my final bill before any type of arrangements are made to pay this debt. Surprisingly, she threatened to report my account to the Credit Bureau after the company's first attempt in notifying me of this debt.

Outraged I contacted DCI again only to be transferred directly to her extension (this did not occur the first time I called; I was asked to be transferred to her extension). When greeted humorously by Ms. Smith I asked if I could speak with another representative from DCI. She stated that was impossible since she was responsible for handling my account. Furious, I asked to speak with her supervisor thinking I could resolve this issue by receiving my final bill. Unfortunately, the supervisor was rude. He greeted me and stated all the charges owed to T-Mobile just as Ms. Smith.

Again I disputed the total and requested a copy of my final bill which I did not receive. I told him that Iasked Ms. Smith for a copy and she rudely denied my request.In an instant his attitude changed! He favored his employee stating she had not acted rudely and their company does not have time to print out $1400 worth of trees for a bill I had since August to dispute. He preceded by ridiculing and taunting me stating that he handles thousands of consumers each day that make excuses for their debt and I wanted people to sympathize with my situation. This was not the case he did not know what lead to this collection anyways.

Then he asked if I wanted to resolve the debt or not because their company did not have time to play phone tag with me. My answer remained the same...NO.Once more I requesteda copy of the final bill whenhe blurted out that I had no intentions on repaying the debt. From that point he asked to be transferred to my employer's Human Resource Department to see how they would react to one of their employee's incurring this type of debt. He continued stating if I did not transfer his call I would be violating some type of law. only response was "Are you serious? I know my rights as a consumer" Upset that he was not going to be transferred he told me that he would make an example out of me by notifying my employer's Human Resource Department. This could cause me to get fired since my employer does background checks that involve your credit too. I have been with my present job for 5 years and have a family to support. This type of behavior is unacceptable for any company to conduct business in this matter plus try to jeopardize a consumer's employment during this economic recession.

I never failed to acknowledge that I did not owe T-Mobile just disputed the amount they were indicating. This case is pending for investigation and the exact amount I owe T-Mobile is still unknown because I have not received any final bills. T-Mobile should be held accountable for continuously selling their collection account to an agency that conducts this type of business and mistreats their former customers.

4302 days ago by Meanguy84
You have had a bill since august, when you cancel out on a contract there are early termination fees, cancellation fess, late fees and when it goes to collections there is a collection fee. That was not the first time you heard about owing money to t-mobile. Yes it was at 900$ since you didn't pay for over six months it rises, Pay your bills and you wouldn't be having these issues either that or just don't buy multiple cell phones you can't afford .
3645 days ago by Diabla
Who is the asshole/meanguy? Sense some erectile dysfunction going on! When corporate amerika quits running our country and their employees finances into the ground people will be able to pay their f*Ing bills! Threatening to contact the h.r. dept. is illegal and unethical and so is adding 500.00 to an outstanding bill. If you are having a hard time paying 900.00 what do u think is going to happen...idiot? By the way, when does any cell phone company ever let anyone get that far behind? Either you are a liar or they deserve it for being so careless with their customers bills!
3586 days ago by REMBERWHOUR
This agency has nothing to do but contact people from dead accts. They are just fishing. Most of these accounts have been paid off or they are over the statue of limitations for them to contact the consumer. I suggest that the person that is having this type of problem CONTACT T-MOBILE DIRECTLY. REMEMBER THE AGENCY IS LOOKING FOR MONEY .. NEGOITATE WITH THE COMPANY YOU HAVE A DEBT WITH IS ALWAYS AN OPTION!

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