Consumer reviews and reports on scam companies, bad products and services
First Niagara Bank
First Niagara Bank All Pottstown Branches of FNB the former Harleysville Bank I am a single parent of 2 children and every penny counts! This bank ha
16th of Jul, 2011 by User607437
First Niagara of Pottstown Pa (formerly Harleysville Bank) has been systematicaly situating all of my monthly direct deposits in a way so as to capitalize on the over draft privledge. I am a single Mom and every penny goes somewhere and no savings are left. My only income are death benefits and spousal support. These benefits are electronicaly transferred. This bank has designed a way that my account does not reflect these deposits on a consistant basis even though all of the deposits are always made consistantly and the same time every month. This practice has resulted in so much of my income lost that I am behind on all of my bills and also resulting in utility shut offs with hefty reconnection fees and larger deposits required of me to use these utilities. I have spoken to so many people from NY to PA and it is like talking to a wall. When they do give me a print out at any given day of the week I have noticed info. changes and deletions, the paper work was always manipulated on a weekly basis. One time I went to the ATM in the grocery store to check my balance. I bought groceries accordingly and the next week recieved an Over Draft notice again!!! I asked them if they could spot me a line of credit for 1000 dollars which would always be paid back by the end of the month and thier response was "You don't have a job." My monthly direct deposits add up to 3400 dollars a month guaranteed direct deposits, however I am unable to properly pay my monthly bills due to this unethical practice. If I had the 1000 dollar line of credit I could pay my bills on time and get back on my feet financialy. I am very worried about the future. I have not been able to save a dime. This is also the bank that did some shadey stuff with some investments I made a few years back. The only reason I caught it was because I inquired about missing funds and no one seems to understand what I am talking about over there. I do believe the loss on the investments is in the range of 10,000-20,000 dollars. Please help, no money left for an attorney. My children have gone without basic needs, food/medical etc.
Comments
4582 days ago by Fnnoway
The account I am discussing was originally opened in 1990.It was opened in Pottstown Pa under Security Bank.It later became Harleysville National Bank.
Both previous banks real great.When first Niagara Bank took over they
initiated a fee schedule that was ridiculous.They have a policy where they can
charge 5 overdraft fees in one day for a total of $ 175.00 maximum.I made a charge on paypal and paypal kept putting the charge through 5 times.The bank charged
$ 35 per time and they would not remove the charges after I went to a local branch
office.I had to pay the entire amount to close the account.Good bye after 21 years
with the same account number.
4055 days ago by Gelivera
I have a car loan through them and they are deceptive in their loan processing transactions. They tell you it's okay to pay the loan off early and as quick as possible without penalty fees, but they are determined to get the money out of you one way or another by charging excessive interest fees without explanation.. They cheated me out of interest and owe me money. I have a fixed loan with a fixed interest rate which they are not honoring. This bank is in conjunction with the car dealerships and they rip off the customers through the dealerships and i would never have any type of an account with them ever again. I intend to seek legal advice on whether or not I can sue them for scamming me through the dealership.

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