Consumer reviews and reports on scam companies, bad products and services
Juniper Bank
Juniper Bank nka Barclays Bank Delaware Annual Fee added to 'NO-FEE' credit card without provication - added '1% Cash Back' on future purchases Intern
19th of Jun, 2011 by User784349
If you have a credit card w/ Juniper Bank - you better pay it off quickly and close it out!! Juniper Bank, nka Barclay's Bank Delaware sent a notice dated 6-8-2011. I will now be charged an annual fee on my 'NO FEE' credit card based on a new review of my credit report. Then, in an attempt to sucker the idiots - the same notice states that I will receive an incredible '1% Cash Back' on future purchases. This comes after I phoned to negotiate a lower interest rate based on other rates from my other credit card companies. I did not authorize a review of my credit report, nor did I request an increased line of credit.
Payments are always early and more than the minimum due, if not in-full. My credit report has not changed over 6 years - it's exactly the same. There needs to be a class action lawsuit against these greedy credit card companies who gouge the customers in good standing. I thought they had to have permission to run someone's credit report. Regardless, it's the same as it was when they issued me the card in the 1st place - over 5 years ago. This is rediculous. I called customer service to dispute this notice and expressed my disgust with their greediness. They tried to tell me what a great deal the '1% Cash Back' would be.
"SO - you charge me $49.00 a year to get 1% Cash Back on an account you already charge me TOO MUCH INTEREST ON IN THE 1ST PLACE!" I spoke to 2 different customer service reps and ended up closing up the account. I do not need Juniper Bank - there are other credit card companies available and quite frankly - cash is king. Screw them. All these banks are rich to begin with-with all the bail-outs. People like me who pay their bills are the ones punished for those who don't. - I'm not paying their debts too.
3711 days ago by Anonymous
We received the same letter. I am going to cancel the card. Cash is King. We have finally paid off 3 of them off and owe Juniper a couple hundred and we are done done done with cc's. I know shutting cards down hurts credit but to HELL with them we own our house and all four cars are paid off. We will pay cash for cars. We don't do the financing on cars. I wish that someone whom ordered one of those books claiming info the banks don't want you to know would chime in here.

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