Consumer reviews and reports on scam companies, bad products and services
Mitchell and Rose
Mitchell and Rose Financial Crooks, ripped me off! Cambridge, Massachusetts
15th of Jun, 2011 by User140398
Please don't do business with Mitchell Rose Financial This company contacted me, to say that they can help me with a loan. I had previously been trying to get a loan which is why they contacted me. Well, the company already knew that I had negative issues with my credit. I was told thats what they specialize in and offer loans that banks don't I was "approved" for a $5000 loan. However in order to get it, the company needed some type of collateral. My first option was to use a car but I don't own one now. So my other option was to have an insurance company take out some type of policy on my behalf to show the investors (who supposedly sent the money to Mitchell Rose) that I wasn't a risk. I had to send them 6 months worth of what my monthly payments would be which totalled about $925. This amount would be used as collateral and that would leave me payment free for the first 6 months and that money was going to be credited it towards paying back the loan. In order to get funded after the documentation was complete, I had 2 options. I could mail them a certified money order or check for the amount and then have to wait 10-14 business days to have my funds sent to me by mail or direct deposit. The second option was to send funds via western union which would mean getting the loan in 1 business day. I wanted and needed this money asap so I wanted to the quickest way. So I wired money to an individual in Spain cause this is how they operate with oversees investors. Mr. Tom Patterson, who was my agent told me to give him the MTCN number, so that he can send the info to the person waiting for the funds - some one by the name of Luci Boston. Mr. Patterson told me that I should have my funds between 2-4 the next day. I checked my account periodically during the day only to realize that it was after 4 and no money. I started to call and email Mr. Patterson and I didn't get a response, until later that day another man from accounting called to tell me that I did everything correctly but that their was a problem. Supposedly, the insurance company, felt that I was more of a higher risk than previously believed. I was never told what the issue was relating to my credit which was already checked by Mitchell rose in the beginning. I was told that if I sent an additional $920 I would get the loan. And when I asked the man what will make it stop there? Will the company try to hit me up even more before seeing a penny? He was like saying "no, because your risk can only be assessed once. I told the man that I couldnt afford another $920 and that I was in a very tight spot by sending them the first amount. I was then told to think about it and I said that there was nothing to think about cause I can't send more money. I was then told to ask for a refund, which is what I did. But now I have to wait until July 1, which is their billing cycle. When I expressed how angry I was, the man referred to some small print on the contract that I signed. The small print said something about the company (or investor) has a right to request more collateral if deemed fit. The man said that if I mailed them a check, he could have easily refunded my money cause it would be in the US. But since the funds went oversees is why I have to wait. I fear that they're not going to return my money and they have my banking info such as acct number. I don't know what to do or who to contact. This company is deceptive and taking advantage of hard working people.
3784 days ago by Howardmartinj
My name is Howard Martin and I just had the same thing happen to me, Only my loan was for $8000 dollars and I had to send $1500 to Maria Espinola De Britos by western union to Madrid, Spain and the agent I talked to was Noah Dodge as Well as the President who declined my loan for the same reason as yours, Anthony Dickson, 1-877-942-5599 ext. 287 and 389 respectively. My refund is also suppossed to be direct deposited in my checking account.

What I did was got a second checking account and since I am a disabled veteran and all my funds are direct deposited into my account, earlly on the !st of july I will transfer all my funds over to my second account and If the money the owe me is not put into my regular checking account, I will take all my information as we as all the twiques from this page to the FBI as well as the Federal Prosecuting Attorney and see about prosecuting these bastards.. Please keep in contact with me through this web page and anyone else who has had dealings with this company. Mitchell and Rose Financial.
3781 days ago by Azendrex
Extactly what happened to me A guy named martin davies said the same thing to me i was approved fpr 5000 and i had to send a collateral payment of 607 and then a guy named anthony dickson told i had to pay more due to high insurance but couldnt afford more so asked for a refund and he says that my refund will be in my bank account on the first of july. I also got another account but left the old open with 5.00. I was also told to get some id protection. Please also keep me posted about this at [email protected] Thank
3781 days ago by JuicyJay1
This blog was very informative. I'm glad I decided to check it out before I sent my money too! I was approved for $5, 000 loan by Noah Dodge as well. I am to send $606.42 for collateral. But after reading this message, I will not do that. The last thing I need is to be out of $600 and have to wait for it to be refunded. Thanks to you all!
3780 days ago by Howardmartinj
Everyone who has had this happen to them and leaves a comment, please leave your e-mail address so that we can keep in contact each other in case we want to prosecute/sue these individual. Mine is [email protected], if any of us do not recieve a refund, you need to make copies of these blogs along with the e-mail addresses and take them to the proper authorities such as the FBI, your Federal Prosecutor and your state Attorney General. Thank You, Howard Martin, We can all act as witnesses for each other.
3780 days ago by Howardmartinj
My e-mail address corrected is [email protected]
3775 days ago by Gpt27
I am going through the same thing, having dealt with Noah Dodge. I requested my refund via email, so that I would have a record of the request. I also have all the "loan" documents and the Western Union information. WU advised me to go to my local police as well as contact my state attorney general. Also, please see this post from the Cambridge, MA police dept:
It appears as though the authorities are on to them, so this is something we all need to be involved in.

I can be reached at [email protected]
3774 days ago by Gpt27
Their website is now taken down and their phone number is no longer in service. Any money that has been sent to these crooks is now long gone. Live and learn...if it sounds too good to be true, it is.
3773 days ago by Azendrex1
Please keep me informed i have all my documents as well my email is [email protected]
3772 days ago by Lashay1999
Hey there.

I am the OP of reporting this scam. I doubt seriously that any of us will see our refunds. I have been in contact with Brian O'Connor of the Cambridge Police. I gave him my information about the Western Union. He advised to file a report with I filled a report on and I will also contact the BBB, but they have a red alert on this company as well.

Email Brian OConnor at [email protected]

My email is [email protected] should any of you would like to contact me

3772 days ago by Rivera4562
Hi this also happened to me. I spoke to Noah Dodge and sent him 680.00 for the collateral. Waiting for the money the next day, it never came. Then a Anthony Dickson called me and told me i had to send another 5 payments cause i was at high risk loan. I didn't sent him the other money and i'm glad i didn't now that i know.So upsetting.. keep in inform i also have all the documents western union and a persons name that i send the money to. Samuel Lyons. sent money over seas. My e-mail address is [email protected] We need to proscute these people. ASAP
3770 days ago by Lashay1999
Well July 1 came and went and I already figured that I was not getting a refund of $993. I feel so foolish that I fell for this scam. I only wanted to get the loan and pay off some debts and help my kids with their college expenses. Now I'm in a deeper hole than before.

I did see a $30 charge to my bank from Web Assist. When I called about it, I was told it was because of my loan. I asked for what loan, cause I never received one! The CSR said that he was sorry to hear that but he was trying to get me to use this program which was for insurance in case I couldn't pay my loan. The program according to him had bonuses. I said like 3 times that I wasn't interested and that I wanted my money back. I was told that I'd have to wait 10-14 business days.

I never gave these people access to my account and they naturally assumed that I got a loan, so M&R is still continuing to screw me out of more money. It's simply amazing how I have to wait to get my own money back! Its ridiculous!

Check your bank accounts for strange debits is all I can say.
3766 days ago by Tsmall1259
I recently did the same thing with Noah Dodge sending him a western union of 904.00 and I was told
I needed an additional dposit. Another guy called me and since I wouldn't send more money he told me they
Would refund my money that was sent to them on July 15, however I have been trying to contact them and the number is not in service imagine that. I feel so stupid I'm out of 904.00 and no way to get it back. Olease keep me updated on this. MY email is [email protected] And I also have all of my documents including the western union paperwork.. I would love to press charges.

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