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| National Filing Servicess creditor: HSBC METRIS Called & said i had 2 hours to make decioson to pay a debt or they were going to take me to court & t |
| 25th of Sep, 2011 by User369677 |
| National Filing Services called and said i owed a debt and i only had 2 hours to make a decsion. They said if i didnt come up with $1,200 up front it was going to court without me and that they already tried to serve me and couldnt find me cuz i must have moved around alot. Funny thing is i havent moved in years. They they were going to drain my bank account and garnish my wages and i would have to pay $4,000 instead of the $1,200. I told them i didnt have that kind of money so they said they probelly could work out a deal with the ceditor if i pay $232.60 a month for 9 months they wont go to court. It would only = out to be $2,093.40 and it would be better than it going to court and them draining my bank account and garnishing my wages and end up paying the $4,000.00. I was scared and gave them my debit card #. I paid them for a couple of months b4 i found out it was a scam. |
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I received a phone call from a former roommate in Los Angeles. She said that a summons was delivered to my old address. She received the summons without my permission, however, she gave me a phone number to call for a Midland Credit Mgmt agency AKA Midland Funding LLC
I called Midland Credit Management (MCM) at 866 626 5053 from my cell phone and spoke to a Benjamin Brown, he claimed call was recorded and was attempting to collect a debt. He claimed he was in the "Internal Revenue Dept of MCM" and that I was being sued. I didn't want to give MCM my Santa Maria address initially, however, on a return phone call I gave them my address and asked them to send correspondence to this address. Mr. Brown claimed that the original creditor was HSBC bank and that the charges were made on a "Metris" credit card account #5458 0015 5394 ****.
I called HSBC (bank) at 716 841 7212 and the bank found no record of account #5458 0015 5394 5464 and no record of my Social Security number.
I then called J. Lulejian about 2:55PM from my cell phone at the
Santa Barbara County District Attorneys Office
Consumer Protection Unit
312-D E. Cook St.
Santa Maria, CA 93454
Phone Number: 805-346-7632
He advised me to get control of credit by freezing it, also advised me to call LA Dist Atty.
At 3:07pm I called 213 974 1452 - Consmer Hotline for Dist Atty of Los Angeles
The advice given was to check credit report and send certified letter to MCM (address below)
Midland Credit Mgmt
8875 Aero Drive #200
San Diego, CA 92123
Also advised to file a police report immediately, to have original documents in hand when filing report.
I ordered my free credit report and found out that there is conflicting amounts on the accounts. Looks like someone has been charging up a card then transferring or closing (charging off) accounts and just raising the balances. Looks like MCM is the guilty one because HSBC has no records of the account.
If anyone can contact me regarding a Class Action again MCM please let me know at [email protected] I would love to sue the pants off these jerks. |
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