Okinus Credit Solutions

Okinus Credit Solutions Didnt pay the furniture store Pelham, Georgia

24th of Jan, 2011 by User478372

I decided to purchase some furniture at a local furniture store in Atlanta. They use a company called Okinus Credit Solutions for their 90 days same as cash program. What I didn't know is that your leasing the furniture. So 90 days same as Cash is misleading to the consumers.

So they type up this contract and say they will draft a certain amount out of my account each month but to my suprise they never did the draft so I called to pay the furniture in full and this is what I found out.

Okinus Credit Solutions never saved my information in their system, they never paid the furniture store for my furniture and they told me I don't have a contract with them so to go to the store and pay them directly. Sounds good, yeah right! Thankfully I recorded the whole conversation so they can't deny anything they said.

Well a couple of hours later I received a call from a so-called supervisor with Okinus who claimed "I'm just trying to staighten this out", I told her there is nothing to staighten out. You guys messed up and now your trying to cover your tracks. I already spoke with and recorded the previous phone call and I'll be going directly to the furniture store to pay them. Her response " So ma'am you will not be needed our services"? My answer, no because we do not have a contract and the one you typed up is now null and void.

One week later a phone call from Okinus Credit Solutions. Ma'am I am calling to set up payment for your account you have with us. My response, Ma'am I don't have an account with your company and if you call me again you will hear from my lawyer.

One week later, I receive a letter in the mail signed by Lisa Caraway. The letter says New Contract with Okinus, Inc. Showing a due date that they will be drafting my account.Apparently this is a new 90 days same as Cash Contract. Well I spoke to my lawyer and we both laughed. In order to have a contract and a binding contract that is, you have to have two parties who have agreed on a contract.In order for it to be bindingeach party has to sign off on the contract.

SoLisa Caraway and Okinus Credit Solution...We do not have a contract and if you touch my bank account, you will be Sued! I'm waitingfor this draft to happen so we can take you to court.

Signingoff,

Mz.IgotaLawyer

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Comments

4479 days ago by Angela0426

I was so annoyed with this company, I have not met a company that had such bad Customer Service. I was looking at different furntiure stores and the one I just so happened to go to went through OKINUS. Well I decided to get the furniture because i liked it not because of credit... I didnt realize as well that its considered a "lease" they do not report to any collection agency, they also make you pay 24.00 extra per month for rental insurance. I called to find out about this, as i already have rental ins and there is no need to pay 24.00 a month for additonal service ( i actually only pay 26.00 per month and have 25, 000 worth of coverage) the furniture only cost me 2, 000. Any how, the company would not allow me to take that off and continue to make me pay it, i have asked numerous times for a contract and they keep saying we dont have a copy. I do not remember signing up for this. I will never go back to this company to pay for furniture. If you want any more information you can email me at [email protected]