Consumer reviews and reports on scam companies, bad products and services
Reliance First Capital
Reliance First Capital in Pennsylvania Laverne Hays and Michael Flowers My $500 helped someone have a nice shopping trip pittsburgh, Pennsylvania
29th of Nov, 2010 by User239848
When Michael Flowers of Reliance First Capital contacted me a few months ago to help refinance my home, I should have gone with the feeling in my stomach and known what he offered was too good to be true because it was.


This company made a lot of promises it could not keep. They asked me right up front for $400.00 for an appraisal. That is when I got that funny feeling.....but I went ahead and paid it anyway. This man made it seem like my refinance was a sure thing and that we were approved. When the appraisal initially came back they made it seem like everything was okay and we were a shoo in for a loan. We felt a little apprehensive because we had done a refinance before and Michael was not asking us right away for documents that a "Senior Mortgage Analyst" would ask for right away. Also this person encouraged me not to pay my mortgage for the next two months because of the refinance. Thank god I have some sense and did not listen to him on that advice. Initially, this man called us constantly even at work.


All of the sudden I didn't hear from him for awhile, and he would not return my phone calls and when I finally did get him all of a sudden there was a problem.....they didn't know we had a second on our house which was not true we were very up front about that. He than asked for another $100.00 to try to get my credit union to do some type of report but for sure we would get that back also. We never did and I never spoke to that man again.


I ended up being in contact with his boss, Laverne Hays who was a little better. Not sure how much of an honest person she was though. She ends up telling me another story about how my appraisal did not come back like they thought it would. When I complained about Mr. Flowers being unprofessional she said he no longer worked there. Well I called his number on and off for the next few weeks just to check and his voice still came on voice mail. I've read other reports on this company and these people are just disgusting. They scam innocent people like us. Five hundred dollars is a lot of money for us and good god what if we listened and didn't pay our mortgage? When I spoke to another refinance agency that is legitimate he said someone should never ask you ahead of time for an appraisal fee. That is what I thought. Please if you have any sense do not ever deal with these so called human beings.


Post your Comment

Complaint Details


Get new code


 

Recently Updated Reports

1
416 days ago by thestoryofdianegerrish
goldendoodle world - goldendoodle world lake ridge kennels Vulgar,...
I just came across this page a few minutes ago. I am Sandra Johnson and although this page was...
2
640 days ago by freeinfofraud
Bitky.io - Unable to withdraw funds
Bitky be Aware! Unable to withdraw money! Bitky idoes not allow you to withdraw your funds, do...
4
645 days ago by ned l.
Bi Polar Bullies - Bi Polar Bullies Kennel Karen Wolfe BUYERS BEWERE OF THIS...
thank you for bringing this to my attention...my name is Karen Wolfe, i'm the owner of...
7
646 days ago by ned l.
ServiceMagic ServiceMagic scams and cheats contractors...
Jason - I'm sorry to hear about your experiences with your leads recently. The leads that...
     

User Registration

Already a ScamExposure.com member? Log in now.
Username
E-mail address
Password
 
Get new code

User Registration

A confirmation email was sent to "".
To confirm your account, please click the link in the message.

If you don't see the email in your Inbox, please check your Spam box.

User Login

Not a member of ScamExposure.com? Register now.
E-mail address
Password
Forgot your password?
E-mail address
Back
Loading, please wait...
Your password has been sent to the specified email address. Log in