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Select PortfolioServicing SPS Loan modification, and incorrect Form 1098, Internet
3rd of Feb, 2013 by User652542
Have tried several time to get a loan modification. No results. The interest rate on this ARM is capped at 13%. The lowest rate is 8.99%. The loan was sold to SPS in 2005. The property was purchase at $79,000. They are not willing to refiance the loan, or suggest any way of lowering the monthly payment which is currently at $937.00, and this is the lowest it will go. One point payments were $1100. monthly. Have not been given an answer as to when the ARM becomes a fixed rate. The form 1098 for the tax year listed property taxes at $1127.00 for the year. Property taxes has always been over $2000.00 on this property. When called the customer service representivei was not helpful, excuse after excuse, "the computer is down", "I will have to transfer you to another CSR", and could you call back.

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