Consumer reviews and reports on scam companies, bad products and services
Atlas Consumer Cooperative Gingo Group, Inc.
Scamming Elders for Money
19th of Jul, 2011 by vpepper
These people work through a radio broadcast called DebtsSmartAmerica. They will promise to help you become debt free and paint a pretty picture, without telling you, or giving you the opportunity to review the contract before signing and initialing it. The person I spoke to was named Shawn. I am an elder and computer illiterate. Shawn set it up so that I would be on a conference call (3-way party line) with my daughter, and her eager to help me, he walked her through the electronic document, telling her where to click to sign my electronic signature, and initial boxes. Once the contract was signed and payment arrangements were made to access my bank account, he told me I would have the opportunity to review my contract within 5 days, that they would send it out to me in a couple of days. This was on a Friday. When I did not receive my contract agreement, I called and left messages to Shawn for a return phone call. He has yet to call me back. This took place on Wednesday June 29, 2011. Today is July 19th, and I have called and left messages on numerous occasions for a return phone call on their one and only toll free number. (877) 907-0777. Their contract that I received is all one-sided stating that you agree not to join any class action lawsuits against them, giving them limited power of attorney to act on your behalf, and charge you an outrageous fee for their services. They deduct monies from your account and deposit them into a locked box account, and in the contract then tell you that they are not responsible for any tax reprecussions from the monies set up in that account. These people need to be stopped from abusing the public's interests. They are conning, con-ieving, and deceitful, willfully and maliciously taking people's monies. on the pretenses that they are helping set you free from debt. I too am going to seek legal remedies against them refusing to return my phone calls and return my monies as I have sent them a return receipt envelope with a letter requesting that they cancel my contract agreement. Their contract states you only have 10 days to void the contract, yet by the time I received it, it was already past the 10 day time period. They are maliciously taking people's money. their website states no upfront fees for debt relief, this is a lie. They took $300.00 from me, and my daughter also, she got scammed into it as well. You can imagine if all the people that they steal those $300.00 from, how much they are making off their website. Do not be fooled. Read that contract before you sign it. Do not believe in their lies. In their contract it also states that you will not electronically state any thing negative about their company! At this point, that contract is null and void.
Comments
3046 days ago by Vpepper
it is Fingo Group, Inc.
2982 days ago by Debtsmart
Virginia Pepper of Sacramento California first contacted us get help with her credit card debt on 6-29-11. We had EXTENSIVE phone calls with her about the programs available to help her out of her credit card problems. Shaun (not Shawn) is the top consultant at our company and has received numerous awards for excellence, commitment, and professionalism. The reason that phone calls were not returned immediately were due to the fact that Shaun was on vacation. Once returned, Virginia was taken care of promptly and all monies drafted were refunded within 24 hours. It would be nice to be able to up-load phone calls to this site (as all of ours are recorded for this reason) so we can show the public the mistake Virginia Peppers admitted to making before making false and deceptive comments about the program she believed so strongly about when she first called us. Feel free to contact us at [email protected]

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