Consumer reviews and reports on scam companies, bad products and services
Bank of the West using faked documents and without my fingerprint to make a loan with my house Las Vegas, Nevada
26th of Sep, 2011 by User593394
People of interest: In November of 2008 Ping Cheung (then ex-wife of John Chao, divorce documents stamped by court on October 13th, 2007) preceded to re finance the home without the consent or knowledge of John Chao. She arranged for all documentation to processed and notarized without John ever being present. All documentation was fraudulently signed and notarized – making all documents presented to the bank, in order to attain the loan false, as well as she had no legal ties with John at that time. The bank funded the loan. The original mortgage was paid off to original lender and the cash difference was retained by Ping Cheung. Bank of the West issued a note for $344,000.00. Original amount owed to the Countrywide was: $132.000.00 Approximately on date of payment. All documentation for the loan is under both parties name. All of his legal identifications are listed under John Chao, including US Passport (number ) copy attached and Nevada Drivers License (number ) copy attached. The notarized signature on loan docs names Nan Ping Zhao as the signer, which would be impossible since John Chao has no legal Identification to show that name, especially in 2008, when all documentation was signed. Upon making an attempt to re finance his home; John found out that he could not since the original bank was no longer holding debt for the property. That is when he began to investigate the crime committed against him. He first reported to: Clayton Manning, investigator for Bank of the West in January of 2009. Clayton Manning has been investigating this for over two years and felt there was enough evidence to alert the Secret Service on the case. He was able to get video of a woman (first thought to be Ping Cheung) making the first three mortgage payment in a bank in California. He presented photos extracted from the video to John Chao in order to make a positive ID of the woman. John was not able to confirm that the woman on the picture was his ex-wife. There were several attempts by members of the involved parties (Ping Cheung and the Notary involved) to make payments to John Chao, in order to remove his complaint and allow his ex-wife and children to remain in the US. For the notary, her family did not want for her to be fined and prosecuted for the fraud. John Chao refused all monies and proceeded with the case. We assume that the illegal sale of the property was due to her large gambling habits. There have been several attempts to reach an agreement that is fair, based upon the circumstances. The offer was made thru Clayton Manning to allow for Bank of the West to re finance the home under John Chaos name for the original amount owed and the balance should be separated as the fraud and have them continue to pursue the case against Ping Cheung. It is important to have the name of Ping Cheung permanently removed from all title documents, in order for John to be able to re finance the house under his name only. Attached in this CD, you will find several supporting documents for this case. I am seeking to stop the sales of the home.
I am seeking compensation from proven involved parties in the fraud.
I am seeking letters to attest to the fraud in order to clear my credit reports. I am willing to testify against any perpetrator involved in the fraud against me, if called to do so. Documents on File: Copies of US Passport
California DL
Nevada DL
Petition for Name Change
ITAC Declaration
Decree of Divorce
Declaration of Value
Quit claim Deed
Notice from B of A showing account paid off
Notice from Country Wide
Counterfeit Signature Notarized Brief Summary of the case In Nov. 2008, Ping Cheung counterfeiting John Chao’s signature, without John’s fingerprint, working Up false notary and other documents cheated the Bank of the West and getting a loan of 344,000 on Mortgage of joint tenant’s property of 10523 Realm Way, Las Vegas, NV 89135. In Jan. 2009 John found this fraud by noticed that the original loan balance of 132,000 being paid off and got a copy of loan application notary with his faked signature on it sent to him from Clark county record office. John reported this to the investigator of Bank of the West and ITCA. In Feb. 2009, Ping Cheung , the loan officer Charlie and Notary Public Rena Wong called John many times and hours due to the investigator or police officer contacting them for the case. . Ping’s mother Called John from China and wanted to pay John 200,000 for his finger print . Rena and her relatives called John and want same thing . John rejected all of them. In March 2009, the investigator Manning Clayton working for the bank called John and told him that the Bank of West will trust the Secret Service to handle the case and agreed to provide John credit protection program as compensation for John. Almost three years past, in May 2011 the Bank of the West suddenly sent a notice to John’s house of 10523 Realm Way informing him of a foreclosure will be proceeded via their attorney. John flied back from China and contacted the bank and their attorney many times in vain. Then John trusted his attorney to handle this case. Now the bank postponed the foreclosure but still insist on pushing John take all responsibilities to pay them 344,000 of loan and other charges and penalties. It is said that the Bank of the West and their attorney planed to sell John’s house in about 3 months.

Post your Comment

Complaint Details


Get new code


 

Recently Updated Reports

1
51 days ago by thestoryofdianegerrish
goldendoodle world - goldendoodle world lake ridge kennels Vulgar,...
I just came across this page a few minutes ago. I am Sandra Johnson and although this page was...
2
275 days ago by freeinfofraud
Bitky.io - Unable to withdraw funds
Bitky be Aware! Unable to withdraw money! Bitky idoes not allow you to withdraw your funds, do...
4
280 days ago by ned l.
Bi Polar Bullies - Bi Polar Bullies Kennel Karen Wolfe BUYERS BEWERE OF THIS...
thank you for bringing this to my attention...my name is Karen Wolfe, i'm the owner of...
7
281 days ago by ned l.
ServiceMagic ServiceMagic scams and cheats contractors...
Jason - I'm sorry to hear about your experiences with your leads recently. The leads that...

Top Reports

     

User Registration

Already a ScamExposure.com member? Log in now.
Username
E-mail address
Password
 
Get new code

User Registration

A confirmation email was sent to "".
To confirm your account, please click the link in the message.

If you don't see the email in your Inbox, please check your Spam box.

User Login

Not a member of ScamExposure.com? Register now.
E-mail address
Password
Forgot your password?
E-mail address
Back
Loading, please wait...
Your password has been sent to the specified email address. Log in