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Boeman, Heintz
Boeman, Heintz, Boscia Filed for freezing my bank account and garnishment of wages even though I make monthly payments Merriville, Indiana
15th of Jun, 2011 by User989903
In September of 2009, a judgment was placed against me by this firm. I met with one of the attorney's in the court room and came to an agreement of $20 a month payments on the outstanding debt. It is now June, 2011. I have been making payments for two years now and I have not missed a single payment. Today, June 16, 2011, I received a court notice of a hearing on August 8, 2011 for garnishment of my wages, and freezing my bank account. There was no notice to me whatsoever this was going to happen. I about had a heart attack. I'm struggling financially as my husband is in a nursing home with dementia and I have physical problems, such as I am having a total hip replacement surgery on Tuesday, June 21st. I work in the fall as a substitute teacher. My wages are very modest. I get social security. My husbands social security and pension go to the nursing home. I immediately called the office of these lawyers and found out that when there is a judgment against you, they can change their mind on a whim about the payment plan, and take you to court for wages and freezing bank accounts. They do not need to notify you. My question was "why, when I am making payments?" The girl had no answers for me. I contacted an online attorney, as I can't afford one any other way. She told me that in the state of Indiana, public and private pensions are exempt as is social security. I filled out the form the count sent about the monies in the bank account are social security and pensions and are exempt. The form states to call the courthouse once they have received the forms, (I guess I am supposed to know when the court receives them) and find out the date of my "quick hearing", at which time it will be decided if the accounts are exempt. Now, I am having surgery on Tuesday. I mailed the form out tonight, the 16th. The form states that I would have a hearing no less than 5 days from the time the court receives my forms. So that puts me in the courtroom around Friday the 24th, or the following Monday. Fresh from surgery. I have to present evidence that the monies are "exempt". Should they garnish 25% of my paycheck, I will not be in a position to stay where I live, nor make my car payment. I don't know if this is common practice but I will tell you that I have never experienced such unethical and "dirty" tactics as this one. So much for making payments in "good faith". I have decided there is no faith in anything anymore. I thought I was doing the right thing, but apparently it wasn't good enough, nor was I as a human being treated with any respect.

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