Consumer reviews and reports on scam companies, bad products and services
Cinergy Health
Cinergy Health and Life Insurance Sold a fraudulent policy and didn't pay claims properly, Internet
12th of Mar, 2011 by User327744
I obtained Insurance through Cinergy Health Short Term Medical Insurance on Feb. 12, 2010. The policy was a six-month policy and the agent told me that I would have a $500 deductible. After satisfying this deductible, my policy would then go into a co-insurance period. During this time my insurance company was supposed to pay 80% until I reached $1,000 out of pocket. After this, all eligible expenses were to be covered at 100%. I renewed my policy on August 12, 2010 and was assured that it was the same policy and coverage. I had an emergency appendectomy on Sept 17, 2010. I started receiving bills for thousands of dollars. When I called Cinergy I was given the run around. I spoke to various people who wouldn't take responsibility for the error. I was told various times that someone would be calling me back and no one ever returned my calls. Eventually, after numerous attempts on my part I got a hold of someone who told me that the reason I was receiving these bills was that during my co-insurance period I was actually responsible for $5,000 out of pocket. This was $4,000 more than they told me I would be responsible for when they sold me the policy!! At this point I argued with the company and was assured that my problems would be forwarded onto a supervisor who would review my case, including the recording of the original phone call when I bought the policy. They have never gotten back to me. It is currently March - I started the process of calling them in November. Eventually I reported them to the Ohio Board of Insurance and they called to let me know that they are requesting payment from Cinergy because they got a hold of the recorded conversation and they believe that I am correct. Since all of this they have also denied two different claims saying that my coverage had been terminated on the dates of service - which it definitely had not been. One of these was for my son's well child check up, the other was the surgeon's bill for my appendectomy - both medically necessary claims. I called them out on these claims and they are supposedly reprocessing them. Then yesterday I open yet another bill for my surgery for another $1,914. This company has not provided me with the coverage that they sold me and has denied one claim after another. When I call their customer service department, I cannot get a straight answer out of anyone and they keep me on they phone forever transferring me from person to person. They have never returned my calls in a timely fashion. This is the worst experience with insurance I have ever had. I highly recommend that NO ONE out there purchase insurance through Cinergy.

Post your Comment

Complaint Details


Get new code


 

Recently Updated Reports

1
2 minutes ago by skyblaella
MDX Miami Dade - MDX Miami Dade Expressway Authority MDX Payment Processing...
I am disgusted with this company. I have gotten two separate bills from them without ever having...
2
11 hours 30 minutes ago by hectorc
Bingo Hall Bingohall.com I won a jackpot of 20 grand on...
PLEASE NOTE, I win the jackpot and did not pay me. THIS SITE BINGOHALL IS SCAM
3
12 hours 36 minutes ago by celestinemoton
Axis Capital Group, Inc. - Refuse to adjust, relying on terms of agreement
Not sure if all of these spam is coming from the customers themselves or if it's coming from...
4
20 hours 18 minutes ago by marie n.
LaserAway, Brock Heckman LaserAway, Brock Heckman Carl D. Hastings laseraway.net, Brock Heckman, - Terrible services
I spent $1741.00 on chin and bikini (6-8 treatments on the bikini and 10-12 on the chin. It...
5
20 hours 18 minutes ago by gracesmith888
£1000 12 Month Loan @ http://www.12montheasyloan.co.uk/loans-over-12-months.html - 100 batter payday loans are the amounts that are...
12 month same day loans Not every appellant will get approval of 100 batter loans. In actuality...
6
1 days ago by llr
ANC - Scam
As of 2014 ANC is still going; PLEASE this is a scam. They are getting rich of us that are sending...
7
2 days ago by kimberrlee
HighRock Devlopment LLC - False Reporting
this man is a scumbag he is a low life poor exuse for a humming being and monkey spunk. he is...
8
2 days ago by bently
ONLY WAY TO HAPPINESS - EXACTLY WHAT I WANTED
i owe my newly found happiness to www.greatsangomaa.webs.com
9
2 days ago by franckdumps
http://www.buy-cvv.com/ - SCAMER/RIPPER
RULES * I replace dumps: hold-calls, expired and invalid statuses. I can replace up to 50% of...
10
2 days ago by dumps20
Hacker Cvv - Sell Cvv/Ccv Good And Fresh All Country ! - Hacker Cvv - Sell Cvv/Ccv Good And Fresh All Country !
ATM CASH OUT :http://www.vcvv.org/ WE Selling cc Dumps Track 1& 2 fullz login PRICE* US:...
ARDVERTISEMENT
Internet Removal?
www.InternetReputation.com
Learn now we can help you remove information from the Internet.
Need Removal?
www.ReputationChanger.com
Hides unwanted information from showing up on the internet.
     

User Registration

Already a ScamExposure.com member? Log in now.
Username
E-mail address
Password
 
Get new code

User Registration

A confirmation email was sent to "".
To confirm your account, please click the link in the message.

If you don't see the email in your Inbox, please check your Spam box.

User Login

Not a member of ScamExposure.com? Register now.
E-mail address
Password
Forgot your password?
E-mail address
Back
Loading, please wait...
Your password has been sent to the specified email address. Log in