Consumer reviews and reports on scam companies, bad products and services
Credit One Bank CreditOne, Creditone.com Ripoff, liars, hidden fees, take advantage of people Las Vegas, Nevada
20th of Oct, 2011 by User639323
I turned to this company when trying to rebuild my credit after a bankruptcy. They gave me a small limit which was fine and charged an application fee and have started charging a monthly 'annual' fee. How is a fee that's charged monthly an 'annual' fee? Why would it be different every month? I called to find out and all the information I could get was "This is an annual fee". When I asked why it was charged monthly, I was told "This is an annual fee". I requested they close my account. They stated they did and I hope to never hear of them again.
Comments
3095 days ago by Judeb54
You obviously DID NOT READ the paperwork closely.It clearly stated that they had like a $72 ANNUAL FEE...but so you dont have to pay that full amount right off the bat..or have that subtracted from your small credit limit, they break that fee into a MONTHLY AMOUNT...but its STILL THE ANNUAL FEE. I believe they also had a one time "setup" fee of $29.Sooo if they gave you a $200 credit limit and then subtracted the $72 ANND the $29..you would only have $99 credit available to you.The way they do it tho'..you have about $170 available to you.You didnt complain back then...did you?? Just because you're too STUPID to understand this..like most people can..that does NOT make them liars or rip-offs.I started out with a $200 credit limit..and now have a $1400 limit.You shoulda kept your whining big mouth shut stupid, because they regularly raise your limit very nicely..as long as you make the small payment on time.I have a huge suspicion that you went out and immediately maxxed the card out..and went over the limit..which is another $35 fee.The fault is YOURS!!! ANNND its no wonder that with your "smarts" you went bankrupt, because you are just a whining crying IDIOT.

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