I told them politely not to call my work and as soon as I hung up the woman called my house and left another message, threatening legal action. This has to be stopped, no matter what. They are persistent, and won't listen to reason. I cannot afford to pay anything to them, but they are determined to get 'blood out of a turnip'. I would file charges against them, but not sure what good it would do. Any help you can give me would be greatly appreciated. Thank you for your time.