Law offices

Law offices of Herbert Davis This company is a scam!! Staw away from this guy!! northridge, California

1st of May, 2011 by User346428

This is a debt settlement company that promises you that for 40 percent of the entire debt they will settle all your balances that you owe with the credit card companies.They also promise you that for the 60 percent savings you get there will be no tax consequences. This is all a bunch of crock.
Here is what you get for your 40 percent, first off he sends a dispute letter sent on your behalf to the credit card companies telling them that you didn't understand your credit card billing statement. In his dispute letter he further states that if they don't reply to your letter he will then send out a check with a strict endorsement on it saying that the check constitutes a payment in full. He waits 30 days and then sends a check out for 10 percent of your total debt and pocket the 30 percent to cover his costs. after this procedure he considers that your debt is settled under the UCC law of your state. At this point the client thinks everything is over with and he never has to hear about this debt again. After 2 months passes by the client is getting sued for the remaining 90 percent balance owed on that account he sent payment on. When the client calls the office to find out why he is getting sued they tell them to go get a lawyer and fight it at their own expense!! LOL
The moral of the story is don't pay others to do things you can do yourself!!! This place does nothing but takes your money and makes false promises and yes you will be taxed on the 90 percent you didn't pay on. They encourage all the client s to go to trial and fight the lawsuit in which they know you will lose. They have people who take off any negative comments that's written about them so you don't find out the truth!! Too bad they can't do it on this website, let the truth be heard!! They have a referral company called PDR who pitch you the lies regarding this law firms practice, don't believe a word they say!! You have all been warned, run for your lives and settle your own debts!!!
Michael from Mobile Alabama

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