Consumer reviews and reports on scam companies, bad products and services
PCS or Public Credit Services
harrassing phone calls demanding I pay $300
22nd of Oct, 2011 by georhar2
Beware of PCS = aka Public Credit Services

They Call constantly and want me to pay a $400 loan they said I took out around March 2011. I told them that was impossible. Now I will admit that a did a few payday loans about a year and half or two ago while unemployed but thought I had taken care of all of them. They say I owe Cash Advance this money but if I pay it in 30 days they will take $300. They sent this authorization form for me to fill in my debit card info.

As you will notice there is no letterhead, which is required of any legitimate company, and the name is obiviously bogus. The people I talk to sound very middle eastern. Legitimate companies should provide proof of debt. HOnestly, I don't think I made this debt. Oh yes, when you call the telephone number back it says something to the effect the number you have called is currently unavailable, please leave a message. Doesn't sound like a legitimate collection agency to me.

Here's the form, you be the judge:

PCS
Payment Authorization Form : PAF/709664/1172568 (followed by boxes to put bank info in)

Send to:

Attention ALAN JUNIOR
File Code SMC110634628
Date 10/19/2011

AUTHORIZATION

I Gxxxxx HAxxxx , Authorize PCS,

To deduct $300.00, from my Card towards an outstanding balance.

If you wish to settle the account you would need to make a payment of $300.00according to your payment arrangements.
In order for you to close this account completely you will have to finish the payment plan (if provided)*; without defaulting.

I Gxxxxx Hxxxx, the undersigned agree to settle account with PCS, and to stick to the payment plan (if provided)*; if for any reason I might not be able to make a payment, I agree to pay the decided penalty to PCS with a prior notification.

This Payment is being made toward closing an outstanding debt. (WHAT DEBT?)

SETTLEMENT INITIATION LETTER

Attention ALAN JUNIOR
File Code SMC110634628

Please find attached the details enclosed in this document regarding the discussed settlement.
Settlement Amount $300.00

If you wish to settle the account you would need to make a payment of $300.00according to your payment arrangements.
In order for you to close this account completely you will have to finish the payment plan (if provided)*; without defaulting.

I GEXX HARXXXX, the undersigned agree to settle account with PCS, and to stick to the payment plan (if provided)*; if for any reason I might not be able to make a payment, I agree to pay the decided penalty to PCS with a prior notification.

Authorize Signature,

_____________________________

PCS
Telefax : 646 219 2997
Telephone : 626 213 2676

(*)In order for you to close the file with PCS, you have been given a payment plan, it is necessary for you to finish the payment plan however long it is, once the final payment on a payment plan has been received your account with PCS will be closed.

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