Unfortunately, against my better judgment, I also became a victim of this so-called "one-of-a-kind" organization. A close family member introduced me to it, so part of my lapse in judgement contributed to this fact. Note: I tried to do my homework and searched for the organization online; I even checked them out on the BBB website. At that time I've found nothing negative about them but deep down I knew (after my experience) that it was just a matter of time!
The first red flag for me was when the recruiter said they prefer people with no prior experience in the field of finance or insurance. Huh? OK, I said to myself, let's be open-minded. During my first conversation with the recruiter I had asked him how willwe obtain clients? His response was: "Well, towards the end of your training, a situation may arise when a client needs services and no agent is available, so you'll be going to the client and after that it's pretty much word-of-mouth advertisement." This was another red flag, but I let it go. Once I handed over the $100 "administrative fee," I was told to take out my cell phone and write down the names and numbers of potential clients or potential agents. After I managed to scramble a handful of names, he made me call the potential clients and tell them "how excited I was about this new opportunity" andwhen can wemeet them for "training purposes." I felt very uncomfortable. Nowhere was this "cold calling" mentioned before! Matter of fact, the recruiter expressly stated that they do no do cold calling! I guess it's not cold calling if you know the person?
Another issue was with the insurance license fee. He asked me if I can manage to spend (if I recall correctly) $59 so he can register me for the insurance course. I foolishly said yes, only to find out later, when I was ready to download the training material, that there are two additional fee installments involved!
I attended the first meeting where I was hoping to learn about the products that they're selling. However, the entire 2-hour meeting was nothing about the products, but it was rather a combination of "Psychology of Sales 101" and a motivational speech. At one point, the guy was reading to us from a book! I said to myself: I have better use of my time than to travel to these "meetings" twice a week and listen to a guy reading a book!
Due to the fact that my family member is still "brainwashed" by them, I did not ask for my money back. But as the cliche goes: if it walks like a duck and quacks like a duck... well, it is a duck!
In conclusion, deceptive sales practices speak louder than words. Do not be fooled!
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