RICARDO CASTRO

RICARDO CASTRO CONSUMER CREDIT RELIEF, RICARDO CASTRO, WWW.CONSUMERCR.COM Consumer Credit Relief / Ricardo Castro debt settlement company ripped me of

16th of May, 2011 by User113815

I guess I am just echoing the other posters here... I'M SICK TO MY STOMACH... if ANYONE knows how to recoup the unauthorized fees from this scumbag, PLEASE HELP US... Found them on the web and they said they would contact all of my creditors, keep them at bay, and settle with them for an average of 50 cents on the dollar. Started paying Ricardo Castro and his scam of a company, Consumer Credit Relief, monthly on what I was told would only be $59.99 / month. Meanwhile my creditors continued to call daily. But though it was being "HANDLED" by EXPERIENCED ATTORNEYS as this is precisely what I was sold on through the sales rep., Ricardo Castro. After getting hounded by creditor calls and summons letters in the mail, I present these documents to Ricardo Castro and asked him why they have continued to press me over 6 months later as I was told they already agreed to settle for the agreed upon amounts. This turns out to be all a lie and deceitful act. I later found out that Ricardo Castro and his scam of a company, Consumer Credit Relief never even contacted a single creditor and was too busy padding his pockets with my money. So he proceeds to tell me that a large chunk of my monthly payment to him is for services and fees, plus a $59.99/month fee, so I have basically paid "him" $3240 over 7 months, and he and his illegitimate company have done ABSOLUTELY NOTHING FOR ME... So then I ask him, what if ALL my creditors sue me? and I have to make payment to them ALL ??? Where's the money that was supposed to be put into an escrow account?? Do I still have to pay you? Do I get my money back?? He not only didn't give me any answer but abruptly disconnected our call. Ever since then I've been trying to reach him only to receive failed responses on his phone or email messages. This scrupulous scam artist Ricardo Castro hosed me deeply and I have now lost $3240 in addition to the relentless creditor lawsuits I'm now facing. He completely lied about the legitimacy of his services and I'm certain there are other victims that Ricardo Castro has hosed and bankrupted. I am going to file a complaint with the attorney general, NY Consumer Affairs Division, local police and everyone I can think of to make sure he is shut down for good. My single line of heartfelt advice...AVOID THIS SCUMBAG RICARDO CASTRO AND CONSUMER CREDIT RELIEF LIKE THE PLAGUE...

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Comments

4714 days ago by Consumer Credit Relief

That claim is completely false. WE CURRENTLY DO NOT HAVE ANY COMPLAINTS FROM ANY CLIENTS.

First of all, Mr. Ricardo Castro is in charge of Business Development, and as such, he's responsibilities are not sales nor talk to customers. He is responsible of the development of our business though, and therefore, he talks to a lot of companies that could help us grow to better serve our clients. Unfortunately, there are a lot of deceptive marketing companies out there who sell consumer's information without their permission and sell them to other companies lying about it. We have posted complaints against those companies on this site.

Secondly, Consumer Credit Relief does not process files nor follows up with the clients. We are partnered with a processing company who takes care of the settlements and does the follow up. I am surprised that the person making the complaint doesn't even mention the company who process our files. That's weird.

Also, our processing company DOES NOT USE ATTORNEYS to reach settlements, quite simply because there is no need for attorneys to negotiate with creditors. Our debt arbitrators work just as well, if not better. We actually avoid all those useless extra legal junk fees. Some companies use attorneys to comply with the Federal Trade Commission. We are 100% compliant, so there's no need for attorneys.

Prior to the enrollment of a client into our programs, we pay them a visit and perform a sales presentation in person, disclosing all the important points of the program, as the FTC requires. The clients who enter our programs are educated about the advantages of Debt Relief and the process of it.

We do not charge $59.99 per month. Again, we avoid all those extra legal unnecessary fees.

If you have a complaint against our company and truly feel that we stole money from you and you can prove it WE WILL RETURN ALL YOUR MONEY. If you are being honest with what you say, please offer a "Rebuttal" to this post, type your name and upload the Agreement you have with us and your withdrawal receipts (you can cover all the delicate information so nobody sees it). After you do that we will then commit here, publicly, to refund all the money. Feel free to call an attorney, the local police, the cyber police, whoever. Otherwise, it's defamation. And there is an angry person or company hiding cowardly behind the computer.

Thanks.