Consumer reviews and reports on scam companies, bad products and services
SANTANDER Consumer Dallas
SANTANDER Consumer Dallas TEXAS HSBC DEMANDING Payment in full or will REPO my car with only 3 payments left, Tacked on an additional monthly payment
15th of Nov, 2010 by User137106
Had my car payment with HSBC for 4 1/2 years. They sold my auto loan to Santander Consumer in Dallas Texas around May 2010. I never went late not ounce with HSBC. I started receiving harrassing calls right away before a pyment was due trying to force me to make payments before the due date this wasnon stop at hoe and on my cell phone. To the point I was screaming at them. THEY NEVER eer say the Miranda, I am in collection as well as repo and they never say the Miranda "This is attept to collect a debt and any info received will be used for that purpose." So I will be reporting them to the Federal Trade commission the link is here they cn be fined and ordered to pay you $1500.00 for being in violaion here is the link : scroll down to the bottom of the page and file a complaint.


Anyway, I signed a contract to pay me car and make a total of 60 paymnets. I received the first statement from them showing them tacking on an additional monthly payment. On their statement they are showing I have made 58 payments. BUT they are stating I owe 3 paymnts PLUS an additional $500 in charges. I have just recently gone late at the end of my loan I lost my job, no fault fo my own. My car payment is 375.00 per month with a 10.00 late fee. They are stating I owe 61 payments and the 61 is $325.00 plus because an additional 500.00$ according to them from HSBC. i only should owe to pay off my loan 701.20 they are stating I owe $1467.69. The are claiming late fees from HSBC wich is UNTRUE.

I was never late thats why HSBC would offer me every year defferred payment for 4 years. If was late with them I wouldn't have been offered deferred payment. STILL I signed a CONTRACT to make a total of 60 payments on my car NOT 61 I have my contract. yes I recently went late with 1 payment BUT they were showing 500.00 in so called "late fees" for I dont know what payment or when with HSBC. I too went into my bank account and can show evry payment made to HSBC with NO LATE fee attahed because it was paid on time. When my account was switched from HSBC to Santander on the statements MY payoff fgure went up and an additional monthly payment was tacked on "61" when I signed a contract for "60" payments.


I called and they are rude I was hung up on several times. Because I will not be talked to like that. They can dish it out but cant take it. They demand payment in full and start calling prior to payments due every single day. I made them aware they are NOT allowed to call and leave a message but ounce every 3 days IF the payment is late!!!! I HAVE NEVER HEARD OF SUCH SLIMMY COLLECTIONS OR BUSINESS PRACTICES. I informed them they were not allowed to contact cell phone but they still called. Its a shady business and they need to be stopped I will be filing with the BBB and Fedral Trade Commission. Because they will get what I owe payment wise but not a penny more and I will see them in court for their chumped up, pulling payments out of the sky when they feel like ficticious charges.

Again I have a signed contract making a total of 60 payments I have their statement stating I ve made 58 pyments. I owe 2 payments NOT 3 and one payment I went a little late will not contistute $500.00 is interest! But I can show I nevr went late not ounce with HSBC.

HOW MANY OTHER PEOPLE ARE THEY DOING THIS TOO THAT PEOPLE ARE JUST PAYING IT to be done with their auto loans I will not be held hostage.

Post your Comment

Complaint Details


Get new code


 

Recently Updated Reports

1
5 days ago by centurion
FERTILTY SPELL - PAY AFTER RESULT
Having been scammed numerously by some fake spell casters especially DR IKORODU,am here to file a...
2
16 days ago by ned l.
Teresa Violet Arasheben - Teresa Violet Arasheben---The best person to work ans...
(This Post is in reply to "Alex P." And the FALSE allegations by "Alex...
3
69 days ago by Amaljohan
Asset Gold Pvt.Ltd - Migration Fraud
ඔබත් කදානෙහි පිහිටි Asset Gold නමැති...
4
312 days ago by Notagain5275
John Allen Stewart ( Signature Solutions ) ( Liquid Secrets Inc ) ( J&A Premier Capital Corp ) - Trade Scam Scheme : DO NOT SENT THIS GUY MONEY
John's personal and business operations will constantly be updated every 30 days and his...
5
366 days ago by FoolMeOnceShameOnYou
CableLink Solutions - Suncontracted us to do work & never paid
Wendy Reynolds reached out to us on behalf of the company owner who is trying to get things caught...
6
385 days ago by laphotographer
Michael Silberman - Michael Silberman DISTURBED SILBERMAN THREATENING &...
It's a shame that I can't find a way to delete my previous post. (above). In the...
7
407 days ago by FoolMeOnceShameOnYou
Expect Payment Solutions - Derek Garvin - Credit Card Processing Scam Artist
Where to even start. I'm a small business owner who had done business with Expect for about...
8
452 days ago by User445499
DO NOT DEAL WITH STEFAN SNYDERS/////Bitcoin.de - Scammer/LIAR
Hi CrookedlyBouquet Please provide the trade ID of the trade you are referring to, will take a...
10
468 days ago by 666invocation
Elizabeth C. Pellerin - SOCIOPATH
Lucifer's spawn, invoke me
     

User Registration

Already a ScamExposure.com member? Log in now.
Username
E-mail address
Password
 
Get new code

User Registration

A confirmation email was sent to "".
To confirm your account, please click the link in the message.

If you don't see the email in your Inbox, please check your Spam box.

User Login

Not a member of ScamExposure.com? Register now.
E-mail address
Password
Forgot your password?
E-mail address
Back
Loading, please wait...
Your password has been sent to the specified email address. Log in