I have contacted the company in California and Witchita advising them of my financial situation and requested a settlement offer. I was told that the total loan of (including loan amout and interest) $9,000 + would have to be re-paid in full before I retrieve my car.

This is ridiculous... I also asked what was the principal amount due, and was advised very rudely by the customer service supervisor that there is no principal ... just pay the remaining amount of $1,300.00. I am advising any person if you ever need to take out a loan don't use your car. I have paid triple on this loan. Can anyone in the legal field help me? I have had no success in trying to arragement a settlement offer from any company representative.

They have also accessed my account three times without my permission, (because they have this info on file), which has caused a series of checks bouncing, which I have incurred bank fees on.