i called the 866 # and s/w someone who stated that i must have applied or joined their club and that this was the fee for doing so,i kindly advised the lady that i did not join any "savings club" as she was calling this service,she stated that i should fill out a refund request at uls refund website,i had lots of difficulty finding this site and called back and reached the very same person and she was rather rude,i then completed the refund request

i then found this web site and reviewed the BBB web site and i have discovered this is a scam,i called back the 866 # and once again reached the very same,rude lady,i advised her that they had until monday,jan 3rd to have my monies credited back to my acct,she stated that they were expediting my refund,that i needed to check my email and provide them with additional info

when i went to my email,all i found was a message requesting the last 4 digits of my ss # and my routing and personal info, BEWARE !! if they could debit my acct for something i supposedly authorized,why do they need my personal info again?

i will file a dispute with BBB on monday if my acct has not been credited back just as i advised the "customer service" rep