|MD MVA MD Central Collection Unit Billed over $4,000 for alledged ins lapse after 10 years. Internet, Internet |
|14th of Jul, 2011 by User525224 |
|After receiving a bill from the State of MD Central Collection for $4,000+, I attempted to contact them with the 800#on the barely ledgable letter. I have not lived in MD for over a decade. I was disconnected twice after being on hold for several minutes. I then emailed [email protected] , and got a phone call the same day. They told me I have to contact the MVA for more details. 410-768-7431. MVA told me I was charged $7/day for an ins lapse and that I needed to send them proof that I had ins for that time (FR19). Since this is the first I am hearing of the problem, I am dissappointed to hear that there is over $700 in interest charges. When I read the other entries, it looks like the State is charging people that have moved out of MD (not voters) amounts over $4k. I do not believe this a coincidence.|
|I too received a letter from MD Central Collection Unit in May demanding almost 5K for a supposed lapse in insurance in 2001. I told them I'd moved out of Maryland back to Ohio & was insured there. The not so friendly girl told me I just need to call my DMV and get proof the car was registered in Ohio. Simple right? Not so much- the DMV only keeps records for 7 years per the statue of limitations. I've called every insurance company I can remember having and they all only keep records for 7 years. I work for the credit bureau and I... only keep records for 7-8 years. I've never had a lapse in insurance, I responded to CCU in writing advising of this and what the DMV told me etc. I hadn't heard anything back- no acknowledgement of receipt of my written notice disputing their claim, nothing... until today. I got a love letter from them advising that they are going to certify my name to the Income Tax Division and my state refunds will be intercepted. WTH?! Can Maryland take my Ohio refund? This HAS to be illegal- I've done nothing wrong, and have no way to prove it. Why did they wait 10 years to accuse me of this? I'd have easily been able to provide any documentation they needed in 2001 and all the way up to 2009 probably. I'm so stressed out about this I don't know what to do. Do I need an Ohio lawyer because this is where I live? Do I need a Maryland lawyer because that's where this is happening? Will I have to go to Maryland to fight this? What do I do? I am a responsible mother to 2 kids and I try to do everything right- how can they do this? What can I do to protect myself and fight for whats right?!|
|If I were you, I would provide the full 7 years of insurance history and then provide them with proof that you have not lived in the state since 2001. Therefore, you had no car registered there. There should be something you can get ahold of that can show residence in Ohio since 2001.|
There are apparently a lot of people getting lapse of insurance bills from the state of Maryland going back many years.
It usually is a result of simply not returning your tags. So Maryland is assuming that you have had the vehicle in the state the entire time. Which is a stupid system to begin with. I mean, who in the process of moving and packing and getting a new job or whatever, will drive all the way to the new place, sometimes 1000 miles away or more and get settled and then remember to mail in or drive all the way back to return the stupid plates? ridiculous.
This is either a glitch in their systems, or more likely some idiot/moron politician in Maryland was looking at the budget and saw all these unpaid debts somewhere in the system and decided it was a good idea to try to collect them and of course in the process is causing all sorts of people uneeded heartache because some politician is being an asshole trying to collect debts that people don't really owe.
Personally, if it were me and I got one of these, I would sue the State of Maryland for Fraud and Harrassment just on the principle of the thing. What they are doing is ridiculous and uncalled for. If its a glitch, then figure out that it's happeneing and fix it. If this is a serious debt collection effort, it is borderline fraud what they are doing. You can't send people 5k bills going back 10 years because they didn't return plates to the state after they left/moved.
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