Consumer reviews and reports on scam companies, bad products and services
American One Financial Solutions Caroline Reed Bait and Switch on this internet loan scam New York, New York
29th of Dec, 2011 by User400670
I applied for a loan on their website and had an email that stated I was approved and to call Caroline Kennedy at 855-233-2900 ext 327, which I did. She said it was a secured loan and that I would have to pay the first six months of payments that totaled $1,166.50 and it needed to be Western Unioned to a Wilhelmina McDonald in Miami and that was the courier for the loan company. Now I am a very smart person, but for this giving my situation and going through a divorce, I acted on emotions and sent the money on 10/31/2011. Realizing afterwards that this was wrong and did not feel right. I called that night and a Ruth answered and said it will fund the next day or 24 hours from the transaction. The next day came and I just knew I was scammed as I called once they opened and Caroline called me and said it would fund by noon on 11/1/2011, but never did. So I called at 1:00 pm that day and spoke to Ruth who said she was the office manager and that looking over my account, that it was on hold. I read this on a scam blog for this company that they would ask for additional funds, which she did. Ruth said that there is a currency conversion of $672 dollars as the money was coming from the Caymen Islands and I refused to send it. Told her that the contract that I signed (the paperwork they send over looked very legitimate)said nothing of this and that if there was a fee they would need to deduct it from the loan proceeds as required by law. They refused and I said I will be contacting my lawyer for breach of contract. She said she would refund my $1,277.50 to me,but it would take 15 days and it would be by check. That was thirty days ago and the phone number is no longer in use I think. I am hurt, scammed and embarrased that this happened and just want my money back, but most of all I want them to not be able to run this scam anymore and pay for their deliberate defrauding of consumers.

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