Consumer reviews and reports on scam companies, bad products and services
conseco health insurance
Conseco Health Insurance Company Refuses to pay lump sum due per policy, refuses to give explanation Carmel, Indiana
5th of Sep, 2011 by User209736
I have had disability/accident insurance with this company since 12-06-1994 an have never had a claim. I was injured at work while lifting and pulling an auger hopper on 7-25-2011. I went to the ER and was told that he thought it was a bicep tear but to return to an orthopedic surgeon if it did not get better. 7-28-2011 I visisted the orthropedic surgeon who scheduled an MRI the following day 7-29-2011 and a follow up appointment 8-1-2011. It was verified that I had my left becip tendon ruptured. I had surgery the following day. I faxed all of this information by filling out the claim forms provided by the company on 8-24-11 at 11:10am. I received a letter dated 8-26-2011 but postmarked 09-1-2011 from the company stating that "Your accident insurance pays benefits only when the sole cuase of loss is accidental bodily injury. The information we have shows that there were other causes for this loss. The description of the incident does not meet the definition of an accident/accidental injury as outlined by your policy." My wife called the 800 number listed on the policy and spoke with three different people. The first was a female who could only repeat what the letter said and give no clarification, my wife then spoke to a man who said it was not an accident because the defintion of an accident is "unforeseeable" and my accident was foreseeable. She asked him how that was possible because I have been a farmer all my life and have never had this happen and moving auger hoppers is routine. He kept repeating himself. My wife asked for a supervisor and he told her there were none. SHe said he would find one immediately as he was unable to answer her questions. HE did find one. The supervisor said it was not an accident because it was "aviodable". My wife asked how it was aviodable and he said I did not have to lift the auger hopper. She said that millions of people lift auger hoppers every day and bicep tendon does not rupture, that it was an accident. She then asked how I was supposed to the hopper and he just continued to repeat that she needed to file an appeal because what happened was avoidable. I have since filed a complaint with the insurance commission of Indiana, the insurance commission of South Dakota and BBB. I will file the appeal tomorrow morning via fax. I find my policy to be fraudulent and the company a complete joke.

Post your Comment

Complaint Details


Get new code


 

Recently Updated Reports

1
92 days ago by ned l.
Teresa Violet Arasheben - Teresa Violet Arasheben---The best person to work ans...
(This Post is in reply to "Alex P." And the FALSE allegations by "Alex...
2
388 days ago by Notagain5275
John Allen Stewart ( Signature Solutions ) ( Liquid Secrets Inc ) ( J&A Premier Capital Corp ) - Trade Scam Scheme : DO NOT SENT THIS GUY MONEY
John's personal and business operations will constantly be updated every 30 days and his...
3
441 days ago by FoolMeOnceShameOnYou
CableLink Solutions - Suncontracted us to do work & never paid
Wendy Reynolds reached out to us on behalf of the company owner who is trying to get things caught...
4
460 days ago by laphotographer
Michael Silberman - Michael Silberman DISTURBED SILBERMAN THREATENING &...
It's a shame that I can't find a way to delete my previous post. (above). In the...
5
483 days ago by FoolMeOnceShameOnYou
Expect Payment Solutions - Derek Garvin - Credit Card Processing Scam Artist
Where to even start. I'm a small business owner who had done business with Expect for about...
6
527 days ago by User445499
DO NOT DEAL WITH STEFAN SNYDERS/////Bitcoin.de - Scammer/LIAR
Hi CrookedlyBouquet Please provide the trade ID of the trade you are referring to, will take a...
8
543 days ago by 666invocation
Elizabeth C. Pellerin - SOCIOPATH
Lucifer's spawn, invoke me
9
547 days ago by Fuckmichaelscamese
Michael Salese - Michael Salese Getting ripped off by Mike Salese Bangor ,...
FUCK MICAHEL SALESE. I hope he gets burned alive!!! His children too!!
10
549 days ago by javierluna
ebay seller starpics4u - selling fake autographs to the consumers online
ebay seller starpics4u is an autograph forger. He doesn't always go out and get autographs...
     

User Registration

Already a ScamExposure.com member? Log in now.
Username
E-mail address
Password
 
Get new code

User Registration

A confirmation email was sent to "".
To confirm your account, please click the link in the message.

If you don't see the email in your Inbox, please check your Spam box.

User Login

Not a member of ScamExposure.com? Register now.
E-mail address
Password
Forgot your password?
E-mail address
Back
Loading, please wait...
Your password has been sent to the specified email address. Log in