Consumer reviews and reports on scam companies, bad products and services
flex card program credit card fraud - ripoff Boca Raton, Florida
9th of Dec, 2011 by User133517
I had the same problem. I applied and was "approved" for an unsecured line of credit on Nov 13, 2011 at a cost of $69, and was offered the chance to double the amount of credit for an add'l $29. They took the money out of my account that day. As of today, Dec 10, I still have not rec'd the card. I have tried numerous times to email them, but I keep getting delivery failures, saying that email address is invalid. Yet they keep emailing me from these same addresses about a $1500 cash advance. When I try to reply with my own message trying to get answers, I get delivery failures. I even received an email from them saying now that I was approved, I could apply for a refund of my security deposit. However, this refund is no more than a payday loan they want you to apply for. I tried going thru the website to see if I could get info about receiving the card, but every time I clicked on any of the so-called "3 ways" this can be utilized, I again get directed to a payday loan application. Anyone out there who has applied for this and has actually rec'd their card?? Any way to just get my money back? Orchard Bank and Capital One are reputable and the way to go. Do NOT apply for this FlexCard - what a scam!!
3213 days ago by Gmsehara
Dear Georgina MaxwellSehara,
You are receiving this email because you signed up for a card with us between the dates of October 24th 2011 and November 15th 2011. Due to an unexpectedly high volume of card orders our card printing provider is slightly behind schedule. All customers who signed up during these dates will receive their cards between December 1st 2011 and December 6th 2011. Due to the extended wait times we are offering our customers two great choices:
If you do not want to wait for the card any longer and would like to close your account please call 561-921-2600 between the hours of 9am-5pm EST Monday through Friday (except November 24th 2011 and November 25th 2011 for the Thanksgiving holiday) and a customer service representative will close your account and FULLY REFUND any funds that were charged to you. You will see those funds back on your original payment method within three to five business days. If you elect this option you will not be eligible to reapply for 180 days.
If you would still like to receive the card, it will arrive between December 1st 2011 and December 6th 2011 just in time for all your holiday needs. Additionally, YOU WILL RECEIVE YOUR $69 SECURITY DEPOSIT BACK IMMEDIATELY AFTER ACTIVATING THE CARD.
We greatly apologize for any inconvenience this has caused you and look forward to earning your business for several years to come. Have a great holiday season.

Support Staff
Phone: 561-921-2600
Boca Raton FL 33431
I just want my 69 refuned back, took out of my account in Nov and no reply from email or number listed.

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