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Nationwide housing systems, lp , Oak Creek Homes Oak Creek Homes of Lancaster/Oak Manor Decived home buyers by taking advantage of disable couple tha
26th of Nov, 2011 by User134421
MY husband and I married in May of 2005. The house he was living in was not health or safe to live in. I started working on getting the house torn down and put up something that was safe. I worked with the United StatesDepartment of Agriculture Rural Housing Service. MY husband health as getting worse. He is now in advanced COPD and has bone deteration that prevents him from walking. I worked With Ms. Brooks with the Agriculture Department in Canton, Texas. I have been working several years trying to get a low income loan. Then I was working with Jerry Wilson. I could get a regular loan but I couldn't get a low income loan. I would not use the vouchers because I knew I could not make the payments. The only thing we wanted was a place where my husband could get around in and be able to get in the shower. Johnny health was getting worse and I knew I had to get him out of that house. The only requiments we had was that it had to be where johnny could get around in his scooter and get in the shower. On the st April 10, 2010 Jerry called and said she had another vocher. When we arrivied at her office it was for a regular loan with regular mortage payments. I told her she new I would not sign anything that I know I can't make the payments on. I stopped at Oak Creek Homes on April 12, 2010 and David M. Fortreide and told him my story how I had to get something that Johnny could get around in. David told us he had just what we needed and that Johnny would be able to go anywhere in the house and would be able to get in the shower. He ran our credit with Vanderbuilt Mortaage co. On the evening of April 12, 2010, Jerry called and said she had a voucher that we could use. When we arrivied at Jerry's office in Canton, Texas, David was there and I had a loan I could live with. Everyone knew that Johnny was in a wheel chair and I was told that he would be able to go anywhere in the house that he wanted. We did not see the mobile home before it was installed because we were told that it had to come from the mananufacture. while all this was going on Johnny was in and out the hospital. I did not have my mind on what was going on but was told that I had enough to worry about that David would take care of everything. I know that David and Jerry worked togather on other contracters. My husband was in Mother France Hospital and we did not know if he would live when they called me for the finally walk through. I drove from Tyler Texas to Athens Texas to do the walk through. We walked in the back door and out the front door. My mind was on Johnny in the hospital and I did not take the time to check it out. Well we ended up with a mobile unit that is completely useless to use. I have holes in the walls were Johnny can barely get down the hall. Both doors are leaking in the house when it rains. Johnny can't get through the bath room door with his scooter. I complained to Hud and finally got an inspection. The screws around the windows and doors are all put in crocked. The inspector made excuses of everything that I complained about. We were left with tempory steps on both doors. I did get the Labor of Love to build a ramp on the back door. The house is already coming apart and the doors are sticking and some wont close. It wets the floor on both door when it rain. I know that I should not have signed the papers without checking it out more but I took their word and it backfired on me. I really think that David and Jerry had a scam going. I feel that I was taken advantage of the fact that I was not thinking right at the time. I don't know what happen from April 10, 2010 and April 12, 2010 about the kind of loan I could get.
Athens, Texas 75751

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