People's Trust Insurance Co Gary Kinniburg, President Unwarranted cancelation of plolicy with ridiculous reasons Boca Raton, Florida

4th of Oct, 2011 by User502011

We are Senior Citizens in our 80'S plusand WW2 Vet struggling to EXIST Social Security alone and we got a letter 8/29/2011 saying that our Homeowner's insurance would terminate 1/15/2012. This arrived after they sent an inspector to see the property and found NO problems! A following letter of non-renewal came from the president and he added, 'Property no longer meets Company's underwriting guidelines" and "other" with no explanation.
The afore mentioned letter stated that the reason for non-renewal was that we had no Central Air and Heat system! As a retired builder this was a real stupid reason. I built this house and it is an open great room with a large AC in the A frame wall which supplies Air conditioning to the entire first floor area. Air units are in two 2nd story rooms and heat is by Space heaters used only when warranted.
If they knew what they were doing they would KNOW that in a structure of this type the ENTIRE first floor is a DUCT because of the open space! Two large Fireplaces also provide heat WHEN NEEDED! We are energy savers and the reason for non-renewal is unbeleivaable. As a result of the prospect of our Mortgage company making us use their high rates if we could not get insurance, we tried and got 3 quotes GET THIS:
1st CO. $ 7300, 2ND CO. $ 4047 3rd CO $ 3401 Bottom line !
ALL HOMEOWNERS INSURANCE COMPANIES are really RIPPING OFF THE PUBLIC and GETTING AWAY WITH IT!
Please let people know, not to deal with this one or others that are Raping consumers.

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