|trident asset management|
|Trident Asset Management Mystery Collection Account Placed On Credit Report Alpharetta, Georgia |
|15th of Sep, 2011 by User685218 |
|Trident Asset Management has placed a derogatory report of a collection account on my credit file. This account is for a supposed debt to Columbia House, although I have never purchased or ordered any DVD's or CD's from this company. The amount showing owed is $88. I have never received one phone call, or letter from Columbia House or Trident Asset Management but this account is showing up on my credit report costing me precious points. I have followed the proper procedure in trying to dispute this through Experian, but it was to no avail. Within 30 days I received a letter from Experian stating that the debt was valid. I do not understand how they can make such a determination without even speaking to me. What exactly does Experian do when investigating disputes such as these anyway? Call the collector and say "Does this person really owe you money?" I am floored that there seems to be no action that can be taken against this company for smearing my good name and entering false derogatory information on my credit report. The credit reporting industry seems to be in the back pockets of companies such as these. It is unfortunate but a reality. I suppose if I'd like to obtain the best terms on my new home loan, I will just pay the stupid $88 and be done with it.|
|Trident Asset Management of Alpheretta Ga. has placed a fraudulent negative report on my name to all 3 Credit reporting agencys, halted any check cashing on my bank account even after submitting a Police report proving fraud by a previous disgruntled housekeeper, and a letter from the financial institution stating i is a forgery. The clerk employed there Teresa, stated she was a handwriting expert and would not remove any information. She was very rude and unprofessional. Complaints have been filed with the GEORGIA STATE ATTORNEY GENERALS OFFICE AND THE GEORGIA BETTER BUSINESS BUREAU. There have been several other complaints filed against this company. filed November 15, 2011|
|This place claims I owe them $235 and it was supposedly from 5 years ago!! I was crying to them on the phone asking why I had never received any information of this debt before and they were extremely rude and told me to pay my debt! If I was trying to avoid this supposed debt I would've never called them in the first place! I called back several times to try and figure this out and explained to them I had no knowledge of this for the past five years and I've lived in the same state and county the whole time. Further more explaining to them if I really owed this debt why hadn't they tracked me down and informed me until 4 years later. I spoke to a lady named Mia that was the rudest most immature person that doesn't need to be working with the public. When I asked to speak to a manager she hung up on me. When I called back I told her again I wanted to speak to someone else she told me to keep calling it may be my lucky day and someone else might answer!! I'm not sure how many times she hung up on me. Talking about professional. Give me a break. Anyway I stupidly sent them a $50 cashiers check before I researched them because I was afraid of getting sued etc. I didn't feel like I had done anything wrong and would've known about it before now but I wanted to avoid trouble. Boy was I stupid!!! I called the bank I used 5 years ago and the business they claim I wrote " the bad check" to. Both places claim they have no idea what they're talking about and it's a scam and the business I supposedly wrote the check to would've declined it right then and there if I had insufficient funds in my account!!! I got online and seen this so called business has 966 complaints to the bbb!!! Wtf?!!! How can this scam artist business still be operating?!! I'm not sure what I'm going to do but I wish all the people I've seen online would get together and sue!!! They are ruining people's credit and pocketing people's money!!! Unbelievable!!! Don't trust trident asset!!! Shelia|
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